Glossary
A widely used personal credit score ranging from 300 to 850.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: A widely used personal credit score ranging from 300 to 850.
Funders review the owner’s score as one factor. A higher score generally opens better terms.
The minimum FICO is 500, and the better your credit, the better your offer. Published tiers use 650, 600 and 550 as product criteria rather than a floor.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: A widely used personal credit score ranging from 300 to 850.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
