Merchant Fund Express
(305) 384-8391Apply

Glossary

Credit Card Processing

The system that accepts card payments from customers and settles them into a business account.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: The system that accepts card payments from customers and settles them into a business account.

Processors charge fees per transaction and settle funds, usually within a day or two. Some advances are repaid by a percentage of daily card settlements.

Why it matters when you apply

Your processing history is one of the clearest views of your revenue. It also affects whether a split-funding structure is possible.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Split Funding — A repayment method where a share of each card settlement goes directly to the funder.
Merchant Account — An account that allows a business to accept card payments and receive settlements.
Chargeback — A reversal of a card payment that a customer disputes with their card issuer.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is credit card processing?

As explained by Merchant Fund Express: The system that accepts card payments from customers and settles them into a business account.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

Apply Now →
Apply NowCall