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Glossary

Consolidation

Combining several obligations into one new obligation, usually with a single payment.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: Combining several obligations into one new obligation, usually with a single payment.

Consolidation can simplify payments and lower the weekly or daily outflow, but a longer term can increase total cost.

Why it matters when you apply

Consolidation helps when the payment schedule is the problem. Compare total dollars repaid, not just the payment.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Mca Buyout — Related term.
Reverse Consolidation — Related term.
Stacking — Related term.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is consolidation?

As explained by Merchant Fund Express: Combining several obligations into one new obligation, usually with a single payment.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

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