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Glossary

Bridge Loan

Short-term financing that covers a gap until a longer-term source of capital or a known payment arrives.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: Short-term financing that covers a gap until a longer-term source of capital or a known payment arrives.

Bridges are used while waiting for a closing, a grant, a reimbursement or a customer payment. They are built to be repaid quickly from a specific source.

Why it matters when you apply

Know the repayment source and the date before taking a bridge; the plan should not depend on a refinance that may not come.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Working Capital — Related term.
Cash Flow Gap — Related term.
SBA Loan — A small business loan from a bank partly guaranteed by the U.S. Small Business Administration.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is bridge loan?

As explained by Merchant Fund Express: Short-term financing that covers a gap until a longer-term source of capital or a known payment arrives.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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