Glossary
The average of your business’s monthly deposits or sales over a defined period, often three to twelve months.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: The average of your business’s monthly deposits or sales over a defined period, often three to twelve months.
It is the base most funders use to size an advance or loan. Averaging smooths out good and bad months, so seasonal businesses should know both the average and the swings.
A request is usually sized as a share of average monthly revenue, so knowing your number before you apply keeps the ask realistic.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: The average of your business’s monthly deposits or sales over a defined period, often three to twelve months.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
