Glossary
Annual percentage rate: the yearly cost of borrowing expressed as a percentage, including certain fees.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: Annual percentage rate: the yearly cost of borrowing expressed as a percentage, including certain fees.
APR is a standard way to compare loans. It is less meaningful for short-term products repaid in months, where the total dollars repaid tell you more.
Factor-rate products are not quoted in APR, so convert both to total dollars repaid over the same period to compare fairly.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: Annual percentage rate: the yearly cost of borrowing expressed as a percentage, including certain fees.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
