Glossary
Money your business owes to suppliers and vendors for goods or services it has already received.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: Money your business owes to suppliers and vendors for goods or services it has already received.
Accounts payable is the other side of cash flow. When bills come due faster than customers pay, the gap is funded either from the account balance or from outside capital.
Funders read the pattern of vendor debits against deposits. Payables that are paid reliably and on time show a business that manages its obligations.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: Money your business owes to suppliers and vendors for goods or services it has already received.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
