Industry
Insurance reimbursement on 30-90 day terms alongside same-day copays.
✓ Checking what you qualify for does not affect your credit score.
Medical practices in San Diego are classified under Offices of Physicians, an eligible category. Industry is therefore not the question; the four things every file is read on are.
Insurance reimbursement on 30-90 day terms alongside same-day copays.
In San Diego that usually means capital goes to equipment, EMR, an associate hire, build-out, practice acquisition.
San Diego runs on defence, biotech and a year-round tourism economy.
California carries extra restrictions on the revenue-based tier here; the line of credit and term loan are unaffected.
State licensure and credentialing apply.
Tier 1: 650 FICO, 3 years in business, $300,000 a year or $25,000 a month, 8+ monthly deposits.
Tier 2: 600 FICO, 6 months in business, $60,000 revenue, $800 minimum daily balance.
Renewal: 550 FICO, 2 years in business, once 50% of the original balance is repaid.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Yes. The category is eligible; the file is read on revenue, deposits, time in business and existing positions.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Same-day decision and next business day funding on a complete file.
Q1 and Q4 lift as deductibles reset and expire. Underwriting reads the average and the deposit count, not the peak month.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
