Stock up for the holidays, take pallet pricing, or add a new aisle. Get $25,000 to $5,000,000 to buy when the timing is right.
Stock My ShelvesGrocery Inventory Funding
Better prices often go to stores that can order big. We help grocers fund those orders while daily cash keeps the store running.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and roughly three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, and steady store deposits count heavily.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The schedule is laid out in your offer, so you can match it to how quickly stock sells.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Grocery inventory is a moving target. Perishables turn over in days, dry goods in weeks, and the mix changes with holidays, weather and what the neighborhood is asking for. Distributors offer better pricing on larger orders, and holiday weeks call for stocking turkeys, baking goods and party supplies well ahead of the rush. All of that ties up cash before a single item rings up. Inventory funding for grocery stores lets you buy when the timing and price are right.
Inventory funding works best on goods you know will sell. Perishables bought in bulk can turn into shrink if demand is not there, so many owners put larger buys into shelf-stable and fast-moving items and keep perishable orders closer to normal. For illustration, a store might use funding to take pallet pricing on canned goods, rice and beverages before a holiday while ordering fresh produce on its usual schedule.
A one-time seasonal buy often fits working capital for grocery stores. If you buy ahead several times a year, a business line of credit lets you draw for each order. Stores with strong card sales sometimes choose revenue-based financing so repayment rises and falls with sales. Funders look at your recent deposits and existing obligations to size any of these.
Start with the 5-minute application. It begins with a soft credit pull and needs about three months of business bank statements, with no tax returns. FICO 500+ is considered and sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses.
Yes, though many owners keep perishable orders near normal levels and use larger buys for shelf-stable goods to limit shrink.
We offer $25,000 to $5,000,000. The amount depends mainly on your recent deposits and existing obligations.
No. Funds go to your business, and you place orders with your suppliers as usual.
If you buy ahead several times a year, a line can be more efficient because you draw only for each order.
Funding can arrive in as little as 24 hours for qualified businesses, but applying a few weeks before the holiday is wise.
It can if the stock sells slower than expected. Review the repayment schedule in your offer against your normal weekly deposits, and favor goods with a proven sell-through so the inventory turns back into cash on time.
Example uses for illustration only.
These habits help inventory money turn back into sales.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding