Merchant Fund Express
Fast business funding · All 50 states

Fast business funding in every state

  • $5,000 to $5,000,000 in working capital, lines of credit and term loans
  • Same-day decision; funding as soon as the same day you sign
  • Fastest on record: 4 hours from application to funded

Pick your state, or apply now.

Tell us about your business

Start your application. It takes a few minutes and will not affect your credit score.

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Soft credit pull · No obligation

Choose your state

Each state page covers timing for your time zone, the industries we fund most there and what to have ready.

Funding speed, in numbers

Minutesto apply
Same daydecision on a complete file
Same dayfunding, as soon as you sign
4 hrsfastest, application to funded

Files signed late in the day, on weekends or on bank holidays are funded the next business day. The 4-hour time is the fastest on record, not the typical time.

Apply Now: Decision Today