Replace worn gear or add capacity with financing sized to your deposits. Start with a 5-minute application and a soft credit pull.
Get My OfferEquipment Financing, West Virginia
We look at about three months of bank statements, not tax returns, and lay out the full repayment amount in your offer before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Three months of business bank statements and a vendor quote get the file moving. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Steady deposits and a clear purchase can matter as much as a score.
Your offer shows the full repayment amount before you accept, with no surprise costs added after you sign.
The repayment schedule is laid out in the offer up front, so you can match it to your busy and slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Equipment in West Virginia earns its money on steep grades, in wet springs and through cold winters. A machine shop in the Kanawha Valley, a timber crew near Elkins, a restaurant in Morgantown and a contractor in the Eastern Panhandle all lean on gear that wears faster than it would on flat ground. When something fails, the work waits.
We offer equipment financing from $25,000 up to $5,000,000 for established businesses with steady deposits. How much we can structure depends mainly on your bank deposits and the obligations you already carry.
Qualified businesses can be funded in as little as 24 hours. Apply here when you have the quote in hand.
Many West Virginia owners plan equipment buys around the calendar. Outfitters and lodging operators want new gear in place before spring runoff and summer visitors. Contractors try to have machines ready before the building season, and snow removal crews shop in the fall. Applying a few weeks ahead gives you time to compare vendor quotes and review your offer without pressure. It also lets us see your deposits during a normal stretch, before peak-season spending changes the picture. If a breakdown forces an unplanned purchase, the same process applies; it simply runs on a tighter clock.
New gear often brings installation, training or extra inventory. If you need cash around the purchase, working capital in West Virginia can sit alongside equipment financing. Owners whose credit has taken a hit can read how we look at files on our bad credit business loans page.
Often, yes. Send the quote or listing with your application and we will look at it alongside your deposit history.
We consider owners with FICO scores of 500 and up. Your deposits and existing obligations carry a lot of weight too.
Sole proprietors can apply. We look at the business bank account deposits the same way we would for an LLC.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours after approval paperwork is complete.
We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
A few steps before you apply can make the file stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding