Your score is part of the story, not all of it. FICO 500+ considered for Wyoming businesses with steady deposits. Soft pull to start.
Check EligibilityBad Credit Funding | Wyoming
A rough patch on your credit report does not erase months of steady deposits. We review your bank statements and weigh the full picture.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and three months of statements. Funding in as little as 24 hours for qualified businesses.
Your deposits carry real weight. A soft pull starts the process without a hard inquiry.
Your offer shows the full repayment amount. No surprise costs after you sign.
The schedule is laid out in the offer so you can plan your cash flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A down year in the oil patch, a medical bill, a drought that hit the herd: plenty of Wyoming owners have personal credit that does not reflect how their business runs today. Banks often stop at the score. We look further.
We consider FICO scores from 500 and place real weight on your business bank deposits. Funding ranges from $25,000 to $5,000,000 for established businesses with steady deposits.
Credit is one input, not the whole decision. Funders generally look at:
No single factor decides the outcome by itself. A lower score paired with steady deposits reads very differently from a lower score with erratic deposits.
We start with a soft credit pull, so checking your options does not begin with a hard inquiry. The application takes about 5 minutes, and we ask for about three months of business bank statements rather than tax returns. Sole proprietors can apply.
Your offer shows the full repayment amount and the repayment schedule before you accept, and qualified businesses can be funded in as little as 24 hours.
If your credit took a hit, the months before you apply still count. Keep deposits flowing into one business account, cut down on overdrafts, and avoid taking on new payments right before you apply. Pull your credit report and dispute anything that is wrong. If there is a clear reason behind a past problem, such as a family emergency or a bad oil market, a short explanation helps a reviewer understand it. None of this promises an outcome, but it gives funders a cleaner picture of a Wyoming business that is running well now.
Depending on your needs, funding may take the form of working capital, a business line of credit or equipment financing. Start your application to see what fits.
FICO scores from 500 are considered. Your score is weighed alongside your business deposits and existing obligations.
We start with a soft credit pull, which does not count as a hard inquiry.
Not automatically. Funders look at how recent it was and how the business performs now. We review each file on its own.
About three months of business bank statements. No tax returns.
Keep deposits steady in one account, limit overdrafts, and be ready to explain any credit issues briefly.
Yes. Sole proprietors can apply, and FICO scores from 500 are considered.
Example uses for illustration only.
These honest steps can help a file with credit challenges.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding