Cover payroll, inventory and invoice gaps for your LA business. About three months of bank statements, no tax returns, and a soft pull to start.
Get StartedWorking Capital | Los Angeles
Port-side logistics, production vendors, restaurants and retailers across LA all face timing gaps. We review deposits and show the full repayment amount up front.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes online and about three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ is considered. Your deposit history carries real weight.
You see the full repayment amount before you accept. No surprise costs appear after you sign.
Your repayment schedule is laid out in the offer, so budgeting is straightforward.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Los Angeles runs on industries with uneven timing. Logistics firms near the ports wait on shippers. Production vendors bill after a shoot wraps. Restaurants feel the swing between tourist season and quieter months. Working capital bridges the distance between money owed to you and money you owe today.
We offer working capital from $25,000 to $5,000,000 for established businesses with steady deposits.
If your business needs equipment specifically, ask about equipment financing when you apply online.
Our process is built around your bank statements. We ask for about three months of business statements, and no tax returns are required. The first step is a soft credit pull, so you can see options without a hit to your score. FICO 500 and up is considered, and sole proprietors can apply.
We weigh average monthly deposits, how consistent they are, and what you already owe. Those factors shape the amount and structure of your offer.
Before taking on working capital, think through a few points. How soon will the expense pay for itself? Will the repayment schedule in your offer fit comfortably alongside rent, payroll and supplier bills in your slowest month? Are there obligations already on your statements that a funder will weigh? Being honest about these answers helps you choose the right amount rather than the largest one.
Los Angeles costs can climb quickly, from commercial rent to parking and permits, so a realistic plan matters. Pick an amount you can put to work right away and repay on schedule. We review your deposits and existing obligations, then present an offer that shows the full repayment amount and schedule. You decide whether it makes sense before anything is signed, and you can ask us to walk through any line you are unsure about.
Your offer states the total repayment amount and lays out the repayment schedule. Nothing gets added after you sign. If you want flexibility to draw only when needed, compare this with a business line of credit in Los Angeles. Sales-based remittance is another route through a merchant cash advance in Los Angeles.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours after approval and signing.
FICO scores of 500 and up are considered. Credit is one part of the picture alongside deposits and existing obligations.
Yes. Sole proprietors can apply as long as the business shows steady deposits in a business bank account.
No. We review about three months of business bank statements instead.
It is meant for business purposes such as payroll, inventory, rent, marketing and supplies. Tell us the plan when you apply so the offer fits.
Tell us about your seasonal pattern when you apply. We look at deposits over time, and the repayment schedule in your offer is set before you accept so you can plan around slower months.
Example uses for illustration only.
These habits help your deposits tell a clear story.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding