Finance machines, vehicles and tools from $25,000 to $5,000,000. About three months of bank statements and no tax returns.
Get My OfferRhode Island Equipment Financing
Rhode Island boatyards, kitchens, shops and contractors use equipment financing to replace or add equipment without draining operating cash.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered. We start with a soft credit pull.
The full repayment amount is in your offer. No surprise costs after you sign.
Your repayment schedule is shown up front so you can plan around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Rhode Island has a long history of making things, from jewelry and textiles to boats. Today that tradition shows up in machine shops, marine service yards, food producers, contractors and medical offices. All of them depend on equipment, and replacing it at the wrong time can strain cash flow for months.
We fund equipment purchases from $25,000 to $5,000,000 so you can keep working capital in the account and still get the equipment you need.
| Industry | Typical equipment |
|---|---|
| Marine services | Lifts, engines, haul-out gear |
| Restaurants | Ovens, refrigeration, hoods |
| Construction | Excavators, trucks, trailers |
| Manufacturing | CNC, presses, finishing tools |
| Healthcare | Dental chairs, imaging |
Apply in about 5 minutes and send about three months of business bank statements. A seller quote helps us understand the purchase. We do not require tax returns, we start with a soft credit pull, and FICO 500+ is considered. Sole proprietors can apply.
The amount depends mainly on your deposits and existing obligations. Every offer lays out the full repayment amount and the payment schedule before you accept, so you know exactly what the equipment will cost you over time.
Many Rhode Island businesses buy used equipment from other owners, auctions or dealers, especially in marine and construction work where good machines last for years. Others need brand new units for warranty or compliance reasons. Either way, tell us what you are buying, the price and how it fits your operation. A clear picture of the purchase and how it will earn its keep makes the review smoother and helps you pick an amount that matches what the equipment will actually bring in.
Funding can arrive in as little as 24 hours for qualified businesses, which helps when a seller has another buyer or a broken unit is costing you jobs. If you also need cash for installation, training or extra staff, pair this with working capital in Rhode Island. To keep a reserve for future repairs, consider a business line of credit in Rhode Island. Start your application when you have a quote in hand.
Tell us about the purchase and the seller when you apply. We review each request along with your bank statements.
From $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
Your offer will spell out exactly what is required. We do not list standard terms ahead of a review.
FICO 500+ is considered, and we start with a soft credit pull. Deposits carry real weight.
Funding can arrive in as little as 24 hours for qualified businesses after you accept an offer.
Some owners pair equipment financing with working capital for installation or training. Any existing obligations are part of the review, so tell us about them when you apply.
Example uses for illustration only.
Some prep helps an equipment request move faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding