Finance machinery, vehicles and tools without draining your operating account. Funding from $25,000 with a soft credit pull to start and no tax returns required.
Finance My EquipmentEquipment Financing ยท Arkansas
Timber, construction, farm services and manufacturing all lean on heavy equipment. We size equipment financing mainly from your Arkansas business deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and roughly three months of statements. Qualified businesses can be funded in as little as 24 hours.
Credit is weighed alongside your deposits and existing obligations.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so you can match it to expected revenue.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In Arkansas, a lot of business runs on machines. Timber and sawmill operations, farm service companies, builders in the growing northwest corridor, and manufacturers around Fort Smith all depend on equipment that is expensive to replace and costly to have sitting idle. When a key machine breaks or a new contract calls for more capacity, financing lets you spread the cost instead of paying it all from operating cash.
We offer equipment financing from $25,000 for established Arkansas businesses with steady deposits.
| Industry | Example equipment |
|---|---|
| Construction | Excavators, trailers, compact loaders |
| Agriculture services | Sprayers, grain handling, shop tools |
| Food service | Ovens, coolers, hood systems |
| Healthcare | Imaging, dental chairs, lab equipment |
| Manufacturing | Presses, welders, CNC machines |
New and used equipment can both be considered.
Our review starts with a 5-minute application and a soft credit pull. We then look at about three months of business bank statements. No tax returns required. FICO scores from 500 are considered, and sole proprietors can apply.
The amount depends mainly on your deposits and existing obligations. Your offer shows the full repayment amount and repayment schedule before you accept, so you can compare the cost against what the equipment will earn or save.
Before you apply, estimate what the equipment will do for your revenue. For illustration: a Jonesboro cabinet shop adding a second edge bander might cut its outsourcing costs and take on more orders each month. Comparing that gain to the repayment schedule in your offer helps you decide whether the purchase pays for itself.
If you need cash for something besides equipment, look at working capital in Arkansas or a merchant cash advance.
Applying a few weeks before you need the machine gives you room to collect vendor quotes and review your offer without pressure. That matters for businesses whose busy season is tied to weather, planting or building schedules. Decisions move fast, and qualified businesses can be funded in as little as 24 hours, but having time on your side is still the better position.
Yes, used equipment can be considered. A quote or invoice from the seller helps us size the request.
Funding ranges from $25,000 to $5,000,000, depending mainly on deposits and existing obligations.
No. We ask for about three months of business bank statements.
We start with a soft credit pull, which does not affect your score.
Decisions move fast. Qualified businesses can be funded in as little as 24 hours.
Yes. Sole proprietors can apply, along with LLCs and corporations. What matters most is a steady deposit history in the business account and a clear plan for how the equipment supports revenue. If you are a one-person operation buying your first major machine, include the vendor quote and a short note on the work it will help you take on.
Example uses for illustration only.
These steps can make your Arkansas equipment request easier to approve and size.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding