Cover payroll, inventory and materials while you wait on the next busy stretch. 5-minute application, no tax returns, and funding in as little as 24 hours for qualified businesses.
Apply in 5 MinutesWorking Capital, Florida
From Panhandle contractors to South Florida restaurants, we size working capital from about three months of bank statements and show every cost before you sign.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and three months of statements. No tax returns. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered with a soft pull to start. Your deposits carry real weight.
The full repayment amount appears in your offer before you accept, with no surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can plan around slow and busy months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Ask a Florida owner about their year and you will usually hear about two seasons: the months when visitors and part-time residents are in town, and the months when they are not. Add in hurricane prep, construction booms, and agricultural harvests, and cash flow rarely moves in a straight line.
Working capital fills the space between money going out and money coming in. We provide working capital to established Florida businesses with steady deposits, from $25,000 to $5,000,000.
The application takes about five minutes. We ask for roughly three months of business bank statements and start with a soft credit pull. No tax returns are required. FICO 500+ is considered, and sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours.
The amount depends mainly on your deposits and the obligations you already have. A business with consistent deposits and little existing debt will generally see more room than one already carrying several payments.
A landscaping company in Jacksonville, a seafood restaurant in the Keys, a marine repair shop in Fort Lauderdale and a farm supply business near Lakeland all face different cycles. We look at your actual deposit pattern rather than assuming a generic Florida season. Local pages for Orlando and Jacksonville cover more city-specific detail.
Working capital gives you a lump sum for a defined need. If your gaps come and go throughout the year, a revolving business line of credit in Florida lets you draw only what you need. Either way, your offer shows the full repayment amount and schedule before you accept. Start your application to compare.
For illustration, a Sarasota restaurant with steady winter deposits might use working capital in early fall to hire and train staff before the season starts. A Tallahassee contractor might use a smaller amount to cover materials on a commercial job while waiting on a progress payment. In both cases the amount depends mainly on deposits and existing obligations, and the offer shows how repayment fits before anything is signed.
Qualified businesses can be funded in as little as 24 hours after approval and signed paperwork.
Many owners use working capital to cover repairs or payroll while a claim is processed. Tell us the situation when you apply.
No. About three months of business bank statements and a short application are the core of the review.
FICO 500+ is considered, and we start with a soft credit pull.
Mainly your deposits and existing obligations. Funding ranges from $25,000 to $5,000,000.
Example uses for illustration only.
A little preparation helps your working capital request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding