Finance kitchens, tour vehicles, boats, and machinery for your Hawaii business, including the real landed cost. Soft credit pull to start, no tax returns.
Finance My EquipmentHawaii Equipment Financing
Freight and long part lead times make breakdowns costly in Hawaii. Equipment financing spreads the cost so you can upgrade on your schedule.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Your deposits and obligations matter as much as your score.
The full repayment amount is in your offer before you accept. No surprise costs after signing.
Your repayment schedule is laid out up front to compare with what the equipment earns.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In Hawaii, the sticker price is only part of the cost. Shipping, delivery between islands, and installation can add a lot, and replacement parts may take weeks. That makes equipment decisions bigger here than on the mainland. Equipment financing from Merchant Fund Express lets you spread the cost so you can buy the right equipment now instead of nursing old machines along.
We review about three months of business bank statements, your deposit consistency, and existing obligations. FICO scores of 500 and up are considered. We start with a soft credit pull, no tax returns are required, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000.
Your offer shows the full repayment amount and the repayment schedule before you accept, so you can compare the payments with what the equipment should earn.
When you request financing, use the full landed cost: purchase price, freight, inter-island delivery if needed, and installation. Underestimating it is one of the most common mistakes island owners make. For illustration, a Lihue restaurant replacing a failing walk-in cooler might find that shipping and installation add meaningfully to the unit price. Financing the full amount avoids paying the remainder from operating cash at a bad time.
Salt air and heavy use also wear equipment faster, so factor in realistic useful life when deciding between new and used.
Get a written quote that includes delivery, then apply in about 5 minutes. Qualified businesses can be funded in as little as 24 hours. If you need cash for training or supplies alongside the purchase, working capital can fill that gap.
Finally, think about downtime. On an island, a broken machine can sit idle for weeks waiting on parts. Replacing unreliable equipment before peak season can protect revenue you would otherwise lose, which belongs in your math just as much as any new sales do.
Tell us the full cost from your vendor quote, including freight and installation, when you apply. We review the request against your deposits.
Visitor businesses often finance vans, boats, and rental gear. We review each request based on your business and deposits.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
FICO 500 and up is considered. We weigh your score alongside deposit history and current obligations.
Funding can arrive in as little as 24 hours for qualified businesses after you accept your offer.
Example uses for illustration only.
A bit of prep makes an equipment request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding