Replace worn-out gear or add capacity without a long bank process. Funding from $25,000 for established Arizona businesses, in as little as 24 hours for qualified applicants.
See My OptionsEquipment Financing ยท Arizona
From Valley construction sites to Tucson restaurants, the right equipment keeps revenue coming in. We size equipment financing mainly from your bank deposits, with a soft credit pull to start.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of business bank statements. No tax returns required, and qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. We weigh your deposits and the health of your business alongside your score.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can plan around busy and slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Arizona businesses wear out equipment fast. Contractors in the Phoenix metro run excavators and trucks hard through long building seasons, restaurants in Tucson and Scottsdale lean on refrigeration that works overtime in the summer heat, and service companies across the state keep HVAC vans on the road when demand peaks. When a machine fails or a new contract needs more capacity, waiting on a slow bank process can cost real jobs.
We provide equipment financing to established Arizona businesses with steady deposits. Funding starts at $25,000 and is sized mainly from what moves through your business bank account, not from a stack of tax returns.
Most owners use equipment financing for gear that directly produces revenue. Common requests we see include:
If the purchase helps you take on more work or replace something that is costing you downtime, it is worth a conversation.
Want the longer walkthrough? See how it works.
We consider FICO scores from 500 and up. Credit is one factor; your deposit history and existing obligations carry a lot of weight. Sole proprietors can apply, as can LLCs and corporations. If your score took a hit during a slow stretch, our bad credit business loans in Arizona page explains how we look at the full picture.
Many Arizona owners plan big purchases for the months before their busiest stretch. A landscaping company may want new mowers before spring growth, while a restaurant near resort areas may upgrade its kitchen ahead of the winter visitor season. Applying a few weeks before you need the equipment gives you time to review the offer calmly and compare it against your expected deposits in both busy and slow months.
It helps. A vendor quote or invoice shows exactly what you are buying and makes it easier to size the request, but you can start the application while you are still comparing sellers.
Used equipment can be considered. What matters most is that the purchase makes sense for your business and that your deposits support the repayment laid out in your offer.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations, so two businesses buying the same machine may see different offers.
We start with a soft credit pull, which does not affect your score. You will see your offer before deciding anything.
If you also need money for payroll or inventory, our working capital in Arizona option may fit better, or you can ask about a business line of credit.
Example uses for illustration only.
A few steps can make your equipment request stronger before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding