Finance kitchen gear, machinery, and regional delivery vehicles for your Georgia business. Soft credit pull to start, three months of statements, no tax returns.
Finance My EquipmentGeorgia Equipment Financing
Georgia contractors, manufacturers, and restaurants use equipment financing to add capacity without draining cash reserves.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We look closely at your deposits and current obligations.
See the full repayment amount in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is in the offer up front so you can line it up with the equipment's earnings.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A new oven, a second excavator, a refrigerated van, a CNC machine. In most Georgia businesses, the right piece of equipment pays for itself by letting you take on more work. The problem is the upfront price. Equipment financing from Merchant Fund Express spreads that cost out so the machine can start producing before it is paid for.
For trucking, we focus on regional and local carriers.
Our review centers on your business bank deposits, roughly the last three months, and the financing you already carry. FICO scores of 500 and up are considered. We start with a soft credit pull and do not require tax returns. Sole proprietors can apply.
Before you sign, your offer shows the full repayment amount and a clear repayment schedule, so you can weigh it against what the equipment should bring in.
Get a quote from your vendor first so you know the real number, including delivery and installation. Then apply online in about 5 minutes. If you also need cash for training or materials alongside the equipment, working capital can cover that piece. Qualified businesses can be funded in as little as 24 hours.
Paying cash for equipment avoids financing costs, but it can leave you thin when a slow month or an unexpected repair hits. Financing keeps your reserves in the bank while the equipment starts earning. For illustration, a Savannah bakery buying a second deck oven might finance it so they can keep cash on hand for flour, payroll, and the slow weeks after the holidays.
A practical way to decide: estimate the added monthly revenue the equipment should bring, then compare that with the repayment schedule in your offer. If the equipment comfortably covers its own payments, financing usually makes sense. If it is a stretch, consider a smaller or used unit first. Your offer shows the full repayment amount before you accept, so you can run that math with real numbers instead of guesses.
Think about downtime too. A replacement for a machine that keeps breaking can protect revenue you are already losing, which counts just as much as new revenue.
Tell us about the equipment and the vendor when you apply. We review each request based on your business and deposits.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
We work with regional and local carriers and businesses that run delivery vehicles on regional routes.
FICO 500 and up is considered. We look at the whole picture, especially deposit history.
No. About three months of business bank statements and the online application are the starting point.
Example uses for illustration only.
A little prep makes an equipment request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding