Cover payroll, stock, and seasonal gaps with a lump sum sized to your deposits. Five-minute application, soft pull to start.
Get Working CapitalWorking Capital, Delaware
Delaware businesses often spend first and get paid later. Working capital keeps operations steady through that stretch.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and three months of statements. Qualified businesses funded in as little as 24 hours.
FICO 500+ considered, weighed with your deposits and balances.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most cash crunches are not about a weak business. They are about timing. A Dover contractor buys materials weeks before a job pays. A Lewes restaurant hires and stocks up in May for a summer that has not started. A Newark service firm waits on clients who pay slowly. Working capital fills that gap with a lump sum sized to your deposits.
Every business is different, but these are the uses we hear about most:
Delaware's economy mixes coastal tourism, agriculture across Kent and Sussex counties, and a dense cluster of financial and professional firms in New Castle County. Those sectors do not move together. A farm supplier's busy months look nothing like a beach rental company's. We review about three months of statements and read them with that context in mind.
Use our 5-minute application. We begin with a soft credit pull, consider FICO scores of 500 and up, and do not require tax returns. Sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, based mainly on deposits and existing obligations, and qualified businesses can be funded in as little as 24 hours.
For illustration: a Dover HVAC company gets a wave of replacement calls in early summer. It needs to buy units and pay overtime before customers settle their bills. Working capital covers those costs up front so the company can say yes to every job, and repayment follows a schedule set out in the offer. The same structure works for a Georgetown farm supply store stocking ahead of spring.
In both cases, the amount reflects deposits and existing obligations rather than a guess.
If your revenue is card-heavy, a merchant cash advance in Delaware ties repayment to sales. For recurring needs, a business line of credit lets you draw again as you repay. Whatever you choose, the offer shows the full repayment amount and schedule before you accept.
Money for day-to-day operations: payroll, inventory, rent, repairs, and similar needs.
Funding ranges from $25,000 to $5,000,000, based mainly on deposits and existing obligations.
No. About three months of business bank statements is enough to start.
We start with a soft credit pull. FICO scores of 500 and up are considered.
Qualified businesses can be funded in as little as 24 hours.
Yes. Expansion costs like build-out, initial inventory, and staffing are common uses.
Example uses for illustration only.
Small steps can help you request the right amount with confidence.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding