When a furnace, roof or late payment threatens to close your doors, apply in 5 minutes. Funding in as little as 24 hours for qualified centers.
Get Emergency FundsDaycare Emergency Funding
Families count on you to open every morning. We review your recent deposits quickly so a broken system or delayed payment does not become a closure.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with about three months of bank statements and no tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ is considered, and steady deposits matter as much as the score.
You see the full repayment amount in the offer before you accept, with no surprise costs after signing.
The schedule is laid out in your offer so you know exactly what comes out and when.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most businesses can limp along with a broken system for a week. A daycare usually cannot. A failed furnace in January, a burst pipe in a classroom, or a kitchen cooler that dies can force a closure, and every closed day means families scrambling and tuition at risk. Emergency funding for daycare exists for those moments when the repair or the shortfall cannot wait.
For items you would rather finance over the life of the asset, see equipment financing for daycare. For one-off repairs, our daycare equipment repair funding page goes deeper.
Our application takes about 5 minutes. We begin with a soft credit pull and review roughly three months of business bank statements. No tax returns. Qualified businesses can be funded in as little as 24 hours. Having your statements downloaded before you start is the single biggest thing you can do to keep it quick.
Under pressure it is tempting to take the biggest number offered. Resist that. Request what the fix costs plus a modest cushion, then read the full repayment amount and schedule in the offer before you accept. If you already carry other financing, make sure the new payment still fits alongside it. A smaller, well-sized amount usually serves the center better.
Established centers with steady tuition deposits, including home daycares run as sole proprietorships. FICO 500+ is considered, and credit is weighed alongside deposit history rather than on its own. If you want to see how the review works first, read how daycares qualify.
Qualified businesses can be funded in as little as 24 hours. Having bank statements ready shortens the process.
Yes. We look at your recent deposit history, which reflects how the center normally runs.
Tell us up front. Existing obligations affect how much we can offer, and we want the new payment to be manageable.
Funding starts at $25,000. Smaller repairs may be better handled from operating cash or a line of credit.
No. If an insurance payout is coming, factor that timing into how much you request so you do not overborrow.
Get the children safe and notify families and your licensing contact if required. Then get a written repair quote, download your last three months of statements, and apply. Having the quote in hand lets you request the right amount instead of guessing under pressure, and it keeps the process moving while the contractor schedules the work.
Example uses for illustration only.
Being ready before an emergency makes funding faster when one hits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding