Frozen payouts, raised reserves or a sudden supplier demand. Get fast working capital so your store keeps running while you fix the cause.
Get Help FastEcommerce Emergency Funding
Five-minute application, bank statements only and decisions that move fast. Funding in as little as 24 hours for qualified businesses.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Your deposit history matters as much as your score.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can plan your recovery.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Brick-and-mortar shops worry about floods and break-ins. Online sellers get blindsided differently. A marketplace freezes your account for a review. A payment processor raises your reserve overnight. A shipping container gets held at port. A key supplier demands payment in full before releasing your next batch. A chargeback wave hits after a fraud attack. Any of these can choke your cash flow within days while your bills keep coming.
Emergency funding for ecommerce is about getting cash in hand quickly so the business keeps running while you sort out the cause.
The application takes about five minutes and starts with a soft credit pull. We do not ask for tax returns. FICO 500+ is considered, and sole proprietors can apply. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
If a payout hold is the cause, your bank statements still show the deposits you received before it, which helps us see the health of the business behind the disruption.
For a single shock, working capital gives you a lump sum. Sellers with strong daily card sales sometimes use a merchant cash advance for ecommerce, where payments move with sales. If you already carry an advance, read funding with an existing merchant cash advance first.
Once things calm down, build a buffer: spread revenue across more than one marketplace or processor, keep a cash reserve and know your account health metrics. When you need help now, apply here.
Yes. Your bank statements show your deposit history before the hold, and that is what we review. An offer is never automatic, but a hold does not stop you from applying.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
About three months of business bank statements. No tax returns are required.
Existing obligations are part of the review. Funders weigh how much of your revenue is already committed. You can still apply.
Yes. Your offer shows the full repayment amount and repayment schedule before you accept.
Request what the emergency actually requires. A right-sized amount is easier to repay while your store recovers, and you can always review options again later.
Example uses for illustration only.
These habits make the next emergency easier to weather.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding