Merchant Fund Express
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Equipment Repair Funding for Concrete

Get the pump, mixer, skid steer or trowel back on the job. Funding from $25,000 based mostly on your bank deposits, with no tax returns required.

Fix My Equipment

Concrete Equipment Repair

Every day in the shop is a pour you reschedule

Down equipment means cancelled ready-mix orders and frustrated GCs. We keep the process short so the repair can start right away.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding built for job sites

Fast with little paperwork

Five-minute application and about three months of statements. Funding in as little as 24 hours if qualified.

Not just your credit score

FICO scores from 500 are considered alongside your deposit history.

Full cost before you commit

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

A schedule you can see

Repayment is laid out in your offer up front so you can plan it against your pour calendar.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

One broken pump can stall three jobs

Concrete does not wait. When a boom pump throws a hydraulic line, a mixer drum stops turning or the skid steer's engine quits, the pour gets rescheduled, the ready-mix order gets cancelled and the GC starts asking questions. Renting a replacement helps for a day or two, but the rental bill adds up quickly, and a rented pump with an unfamiliar operator setup is not what you want on a deadline pour. Owners in this spot usually face the same three questions: how much the repair really costs, how long the shop needs the machine, and how to pay for it without pulling money meant for payroll and materials. Equipment repair funding for concrete contractors gets the machine back to work before the delays cost you the next contract.

Typical repair jobs we see

EquipmentCommon repairs
Line and boom pumpsHydraulics, wear parts, boom sections
Mixer trucksDrum drives, transmissions, engine work
Skid steers and loadersEngines, tracks, attachments
Power trowels and screedsGearboxes, blades, engines
Saws and core drillsMotors, blade guards, water systems

If the shop quote is close to the cost of replacement, equipment financing for concrete may be the better call.

Repair now, repay on a known schedule

Most contractors use working capital or a merchant cash advance for repair bills because the money is flexible: parts, labor, the rental you needed in the meantime. Your offer shows the full repayment amount and the schedule before you accept, so you can weigh the cost against the jobs you would otherwise lose.

The amount depends mainly on your deposits and existing obligations. For illustration, a contractor with steady deposits from several GCs and no other payments will usually have more room than one already carrying equipment notes.

What to have ready

The application takes about 5 minutes. No tax returns are required, we start with a soft credit pull, and FICO scores from 500 are considered. Sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours. Apply now.

Frequently Asked Questions

Can I include the rental cost in the request?

Yes. Many contractors fold the cost of a temporary rental into the same request as the repair.

Does the equipment need to be paid off?

No. Repair funding is based mainly on your deposits and current obligations, not on the equipment as collateral. Do list any existing equipment notes on your application.

What if my credit took a hit last year?

FICO scores from 500 are considered, and your deposit history weighs heavily. See bad credit options for concrete.

Can I use it for preventive maintenance too?

Yes. Some owners bundle a major repair with overdue servicing on other units so the whole fleet is ready for a busy stretch.

How quickly can I get the money?

Qualified businesses can be funded in as little as 24 hours. Having your statements and the shop estimate ready helps.

Is there a minimum amount?

Our funding starts at $25,000 and goes up to $5,000,000, depending mainly on your deposits.

Boom pump repair $58,000.00
Mixer drum drive $34,000.00
Skid steer engine $26,000.00
Rental while down $25,500.00

Example uses for illustration only.

How to improve your chances

A little prep makes a repair request faster to review.

  • Get a written estimate from your repair shop
  • List existing equipment notes and advances
  • Deposit all job payments into one account
  • Price replacement too, in case repair is not worth it

Repair funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Often weeks
Paperwork
About 3 months of bank statements
Tax returns, financials, appraisals
Credit
FICO 500+ considered
Strong credit expected
First check
Soft credit pull
Hard pull common
Use of funds
Parts, labor, rental
Often tied to one asset

Get the equipment back on the pour

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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