Merchant Fund Express
(305) 384-8391Apply

Emergency Funding for Concrete Contractors

A broken pump, a delayed pay app or a supplier demanding cash. Apply in five minutes with three months of bank statements and keep the pour schedule intact.

Get Funds Fast

Concrete Emergency Funding

When the pour can't wait, neither should the money

Concrete emergencies cost more the longer they sit. We review your deposits, not a stack of tax returns, and qualified businesses can be funded in as little as 24 hours.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Help when the schedule is on the line

Quick decisions, few documents

A five-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.

Room for imperfect credit

FICO 500+ considered, and we start with a soft pull so checking your options is low risk.

The full cost up front

Your offer lists the full repayment amount before you accept, with no surprise costs after signing.

A schedule you can see

Repayment timing is spelled out in the offer, so you know what each week or month looks like.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Concrete does not wait

Once a truck is batched, the clock is running. That is why emergencies in this trade are expensive: a broken pump on pour day, a supplier that suddenly wants cash on delivery, a rained-out week that pushes your invoice back while payroll still comes due Friday. You need cash in days, not after a bank committee meets.

Common emergencies we see from concrete outfits

How an emergency request works

Start with our five-minute application. We use a soft credit pull to begin and ask for about three months of business bank statements. No tax returns are required. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

Offers range from $25,000 to $5,000,000 and are sized mainly from your deposits and current obligations.

Pick the right product for the problem

A one-time hit such as a repair or a late payment often fits working capital or a merchant cash advance. If emergencies keep coming back each wet season, a line of credit you can draw on when needed may be the better long-term tool.

Stay calm on the terms

Urgency is exactly when owners skip the fine print, and that is how a short-term fix turns into a long-term squeeze. Before you sign, write down what the emergency really costs, what you expect to collect over the next few weeks, and which payments are already coming out of the account.

Urgency is exactly when owners skip the fine print. Every offer from us shows the total repayment amount and the repayment schedule before you accept. Read both, make sure the payments fit your slower weeks, and only take what the emergency needs.

Can I get funded if my ready-mix supplier put me on cash on delivery? Yes. Covering supplier payments after terms tighten is a common use. We look mainly at your recent deposits and what you already owe.

Frequently Asked Questions

How quickly can I get emergency funds for my concrete business?

Decisions move fast, and qualified businesses can be funded in as little as 24 hours after approval.

Will applying hurt my credit?

We start with a soft credit pull, which does not affect your score.

I had a slow month because of weather. Can I still apply?

Yes. We look at about three months of deposits overall, and a weather dip is something we can discuss as part of your file.

Do you fund sole proprietor concrete finishers?

Yes, sole proprietors can apply, as long as the business has steady deposits.

Can I use emergency funding for an equipment repair?

Yes. Working capital can cover parts, labor and rental equipment while your own machine is down.

What should I have ready before I apply?

Your last three months of business bank statements, basic business and owner information, and a clear number for what the emergency costs. Having those ready keeps the review moving.

Pump repair $14,000.00
Rental mixer $9,500.00
Covering payroll $32,000.00
Supplier balance $26,000.00

Example uses for illustration only.

How to improve your chances

These steps help you recover faster and avoid the next emergency.

  • Set aside a repair reserve from each paid invoice
  • Keep a backup rental source for pumps and mixers
  • Follow up on late pay apps in writing every week
  • Borrow only what the emergency actually costs

Emergency cash: us vs. a bank

Merchant Fund Express
Traditional bank loans
Time to decision
Fast, often same week
Weeks of underwriting
Funding speed
As little as 24 hours if qualified
Rarely under several weeks
Paperwork
About 3 months of statements
Tax returns and financials
Credit range
FICO 500+ considered
Strong credit expected
Cost disclosure
Full repayment shown before signing
Varies by product

Keep the next pour on schedule

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall