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Employee permissions and the time clock: who can do what

Permissions are the cheapest loss prevention you will ever buy. A time clock is the cheapest payroll accuracy.

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Updated2026
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The short version

Merchant Fund Express explains payments in plain English so owners can make better decisions about equipment and processing.

Permissions are the cheapest loss prevention you will ever buy. A time clock is the cheapest payroll accuracy.

Every employee should have a login that matches their role. Cashiers ring and take payment; shift leads can void; managers refund and change prices; owners see everything. The fewer people who can do the risky things, the fewer risky things happen.

A time clock on the same system ties hours to sales so you can see labor against revenue without a separate app.

How to decide

Roles

Cashier, shift lead, manager, owner: define what each can do.

Sensitive actions

Refunds, voids, discounts and price changes should need a manager.

Time clock

Clock in and out on the device so hours are recorded where sales are.

Review

Look at voids and refunds by employee weekly.

Side by side

ActionCashierManager
Ring a saleYesYes
Void a saleRequestYes
RefundNoYes
Change pricesNoYes

A worked example

A cafe owner moves refunds and voids behind a manager PIN. Within a month the number of voids drops by half and the owner learns which shifts had the most mistakes, which turns out to be a training issue.

Common mistakes

Giving every employee manager rights for convenience.
Using one shared login for a whole shift.
Never reviewing void reports.
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The quick recap

Roles: Cashier, shift lead, manager, owner: define what each can do.
Sensitive actions: Refunds, voids, discounts and price changes should need a manager.
Time clock: Clock in and out on the device so hours are recorded where sales are.
Review: Look at voids and refunds by employee weekly.

Before you decide: three questions

What do my customers expect at checkout: tap, chip, a printed receipt?
Who will use this, and how long will it take to train them?
What do my customers expect at checkout: tap, chip, a printed receipt?

Questions worth asking your processor

What do I need to keep as a record if a charge is questioned?
Is there a limit or a review that this could trigger as my volume grows?
What happens to this if my monthly volume doubles or halves?
Where on the statement will I see this, and under what label?

How we help

A device or pricing decision looks bigger on paper than it is in practice. Most owners are well served by choosing for their busiest ten minutes, keeping the first setup simple and adding pieces as volume proves the need.

Talk to a person at (305) 384-8391. Describe your counter, your busiest hour and how customers pay, and we will recommend the lightest setup that does the job, with installation and training on site.

In more depth

Review permissions on a calendar, not when something goes wrong: at the start of each quarter, list who can refund, void and discount, and remove any access that is no longer needed. Seasonal staff and former employees are the common gaps. A thirty-minute review a few times a year is cheaper than the first unexplained refund.

As explained by Merchant Fund Express. Updated 2026.

Common questions

Can I use fingerprint login?

Fingerprint login is available on supported Station devices.

Can employees share a login?

It is not recommended; individual logins make reports meaningful.

Does the time clock help payroll?

Hours can be exported to support payroll, and you can compare labor to sales.

What if someone leaves?

Disable their login the same day.

What if I am not sure what I need?

Call (305) 384-8391 and describe how you sell. We will recommend the lightest setup that does the job and tell you honestly if something you were considering is not needed.

Can I get a review of my current processing first?

Yes. A free statement review shows what you pay today and where a Clover setup would differ, with no obligation to change anything.

Keep exploring

Ready to get set up with Clover?

Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.

Call (305) 384-8391
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