Clover comparison
A factual side-by-side based on each company's own pages as of October 2026, written for owners deciding where to process.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express offers Clover POS and credit card processing through our partnership, with on-site installation, training and phone support.
Clover and First Data legacy terminals both let a business take card payments, but they are built for different owners. First Data legacy terminals is a older Fiserv countertop terminals. Clover is a full point-of-sale platform from Fiserv with its own hardware, software and app market, and through Merchant Fund Express it comes quoted to your business and installed on site.
In short: First Data legacy terminals suits businesses that only need to take a card at a counter and keep sales records elsewhere Clover through us suits owners where you want to replace an aging terminal with a full POS: items, tips, inventory and reports.
First Data, now part of Fiserv, sold countertop terminals such as the FD130 and FD150 to millions of merchants. Fiserv acquired First Data in 2019, and Clover is the Fiserv point-of-sale platform. Many businesses still run an older First Data terminal on a counter.
Single-purpose countertop terminals and PIN pads. Fiserv processes payments for First Data terminals, the same company behind Clover.
| First Data legacy terminals | Clover through Merchant Fund Express | |
|---|---|---|
| Built for | Older Fiserv countertop terminals | Restaurants, retail, services and mobile businesses on one platform |
| Hardware | Single-purpose countertop terminals and PIN pads. | Clover devices we offer: Station Duo, Station Solo, Mini, Flex, Flex Pocket, Kitchen Display 14 and 24 inch, and Kiosk |
| Payments | Fiserv processes payments for First Data terminals, the same company behind Clover. | Processed by Fiserv, Clover's parent company, on a merchant account set up for your business |
| How you get it | Historically through banks, ISOs and resellers. | One call to Merchant Fund Express: review, quote, configuration and installation |
| Pricing | Not listed here; check First Data legacy terminals directly | Quoted to your business after a free statement review |
Find any equipment lease first. Then a Clover Mini or Station Solo can take the old terminal's place on the counter in one visit.
Before any hardware moves, you get a plain-English review of your statement and a written Clover quote.
Setup happens with you in the room: devices where they will really be used, your items in the words your staff use, every payment type tested and a short training session for each shift.
After launch, you call the same team that installed you. Most first-week requests are small: a button moved, a tip amount changed, a report explained.
We start with what you pay and how you sell today. After a free rate review, we quote the Clover devices and processing that fit, ship them configured and install them on site with your staff in the room.
Facts about First Data legacy terminals summarize its own public pages and named announcements as of October 2026. Products and terms change; confirm details with First Data legacy terminals before you decide. Merchant Fund Express is not affiliated with First Data legacy terminals.
Clover is part of Fiserv, which acquired First Data in 2019. First Data acquired Clover in 2013.
Usually a Clover Mini or Station Solo, which take cards and also run your items, tips and reports.
At Merchant Fund Express, yes. Send or read us a recent statement and we will walk through it with no obligation.
Yes. English and Spanish support are available by phone, on site and during staff training, so the person who opens on Monday can learn it in the language they work in.
Sometimes. We review what you have and tell you what can be reused, what is worth replacing and what you should check in your contract before deciding.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
