Guide
Owners often feel stuck in a processing agreement. Before you decide anything, read what you actually signed.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express explains payments in plain English so owners can make better decisions about equipment and processing.
Owners often feel stuck in a processing agreement. Before you decide anything, read what you actually signed.
Processing agreements vary. Some have a term and an early termination fee, some auto-renew, and some are month to month. Equipment may be leased on a separate agreement with its own terms.
The goal is to understand what ending the relationship would cost and when the cleanest time to switch is, so you can compare it with what a new setup would save you.
Gather the merchant agreement, any equipment lease and your last few statements.
Look for the term, renewal date and notice period.
Find any early termination, equipment or cancellation fees.
Weigh those costs against what the new setup would change.
An owner pulls her agreement and finds an equipment lease that outlasts the processing term. She times the switch for the end of the lease and avoids paying for two systems.
This comes up for almost every owner at some point. Most of the stress is not the problem itself but not knowing the next step, so having the steps written down before you need them is the real fix. Print the steps, put them where your team can see them and rehearse them once.
If you would rather hear it from us, call (305) 384-8391. We will walk through the decision with you, quote the equipment and processing for your business and look at your statement while we are at it.
As explained by Merchant Fund Express. Updated 2026.
We can help you read it and explain the terms, but we are not a law firm. For legal questions, consult an attorney.
A planned switch should not. We stage and test the new setup before you go live.
Sometimes the right choice is to wait. We will tell you honestly if switching now does not make sense.
Yes. It shows what you pay today and helps you judge whether a switch is worth it.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
