Open a second location, add a drive-thru or start roasting. Funding from $25,000 to $5,000,000 based on the shop you already run.
Plan My ExpansionCoffee Shop Expansion
We size expansion offers around your current deposits, not optimistic projections, so you can open the next location on numbers you already know.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Funding in as little as 24 hours if qualified.
FICO scores from 500 are considered alongside your deposit history.
The full repayment amount is shown in your offer before you accept. Nothing new appears after you sign.
The repayment schedule is set out in the offer, so you can build it into your opening budget.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
The first shop proved the concept. Now the line is out the door at 7:30, the patio is full, and a landlord down the road is offering a spot with a drive-thru window. Expansion funding for coffee shops is about bridging the gap between what you have proven and what the next step costs: build-out, equipment, opening inventory and the staff you train before day one.
Security deposit, build-out, a full bar of equipment and a few weeks of payroll before sales ramp.
Construction, a second espresso station and the extra staff that speed-of-service demands.
A roaster, ventilation and green coffee inventory. It can also open a wholesale line to restaurants and offices.
Moving from reheated pastry to a real food program usually means ovens, refrigeration and a menu redesign.
Funders look at the shop you already run, mainly through your bank deposits and current obligations. Projections for the new location are useful for your own planning, but the offer is anchored in what your existing business deposits today. For illustration: an owner with steady deposits and no other advances may be able to fund a build-out in one step, while an owner already carrying payments might stage the project.
Equipment for the new site can go through equipment financing, while build-out and opening costs often fit working capital. Your offer shows the full repayment amount and schedule before you sign. Read our coffee shop cash flow guide before committing to a lease.
We start with a soft credit pull and consider FICO scores from 500. Sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours. Start your application.
Yes. The offer is based on your existing shop's deposits, so the new location does not need its own sales history.
Often it makes sense. Equipment financing is tied to specific machines, while working capital is flexible for construction, deposits and payroll. We can lay out both.
Funders see the whole pattern in your statements. Planning the expansion around your stronger months can help, and a slow-season plan keeps both shops covered.
We do not state a hard revenue minimum. We work with established businesses that have steady deposits.
Yes, funding to buy out a business partner's share is an allowed use if it is part of your growth plan.
The application takes about 5 minutes, and qualified businesses can be funded in as little as 24 hours. The bigger timeline is usually your lease, permits and contractor schedule, so many owners apply once the location is settled and the build-out bids are in hand.
Example uses for illustration only.
Owners who expand smoothly tend to take a few steps first.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding