Draw when you need it. A line for established Louisiana businesses with steady deposits. Soft pull to start, FICO 500+ considered, no tax returns.
Check My LineLouisiana Business Line of Credit
Parts orders, long-running jobs, restocks after a big weekend. A line gives Louisiana owners access to cash without reapplying each time.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Your deposit history matters too.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer before you commit.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A lot of Louisiana businesses do not have one big cash need. They have several smaller ones that show up at odd times. A Shreveport HVAC company buys parts in bulk before summer. A Houma marine services shop covers a repair job that runs long. A Lafayette restaurant group restocks after a packed festival weekend. A line of credit lets you draw when those moments come and repay against what you used.
A line tends to fit when:
It may not be the best fit if you need one large amount for one project. In that case, working capital in Louisiana is usually simpler, and equipment financing suits a specific machine or vehicle.
We fund established businesses with steady deposits. Our review looks at your monthly deposits, how consistent they are, any financing payments you already make, and your credit, with FICO 500+ considered. About three months of business bank statements is the starting point. No tax returns are required, and sole proprietors can apply.
Funding can arrive in as little as 24 hours for qualified businesses. Lines range within our overall funding of $25,000 to $5,000,000, sized mainly by deposits and existing obligations. See our business line of credit overview for more.
For illustration, a Houma marine services company might draw on a line to cover parts and overtime when a vessel repair runs two weeks past schedule, then repay as the customer's payment clears. A month later, it draws again for a smaller job. The owner never has to reapply or guess one lump sum up front. Each business's line and repayment terms are set out in its own offer before acceptance. A line works best for owners who draw with a purpose and repay as the work they funded pays out.
Funding ranges from $25,000 to $5,000,000. Your line is sized mainly by your deposits and existing obligations.
Your offer explains how repayment works on draws and shows the full repayment amount before you accept.
Seasonal businesses can apply. Explaining your busy and slow months helps us read your deposits correctly.
FICO 500+ is considered, alongside your deposits and existing obligations.
We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
A line is easier to set up when your deposits tell a clear story.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding