$25,000 to $5,000,000 for established Louisiana businesses waiting on customers, contracts, or busy season. Soft pull to start, no tax returns.
Start ApplicationLouisiana Working Capital
From Lake Charles fabricators to New Orleans caterers, Louisiana businesses often spend before they collect. We size working capital to your deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
We weigh deposits and existing obligations alongside your credit.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is set out in the offer so you can plan around invoices.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Louisiana's economy leans on energy, petrochemicals, shipping along the Mississippi, agriculture, and tourism. Each of those creates businesses that pay out before they collect. A fabrication shop near Lake Charles buys steel for a plant turnaround and waits on net terms. A Baton Rouge trucking subcontractor covers fuel and drivers while invoices clear. A sugarcane or rice supplier carries costs until harvest sells. A New Orleans caterer buys food and hires staff ahead of wedding and festival season.
Working capital covers that stretch. Merchant Fund Express provides $25,000 to $5,000,000 to established businesses with steady deposits.
Complete the 5-minute application. We start with a soft credit pull and review about three months of business bank statements. No tax returns. FICO 500+ is considered and sole proprietors can apply.
Your offer lays out the full repayment amount and the repayment schedule before you accept. Funding can arrive in as little as 24 hours for qualified businesses.
What you can get depends mainly on your deposits and the obligations you already carry. For illustration, a contractor with steady monthly deposits and no other financing generally has more room than one with uneven deposits and several existing payments. Size the request to the actual need and how it pays back.
If you expect to need cash repeatedly, a business line of credit in Louisiana may be the better fit. If sales come mostly through cards, a merchant cash advance is another option.
We work with established businesses across Louisiana, from Shreveport and Monroe in the north to Lafayette, Lake Charles, Baton Rouge, Houma, and the New Orleans area. Construction trades, restaurants, trucking subcontractors, medical and dental offices, retailers, and marine and industrial service companies all apply. What they have in common is steady deposits and a clear use for the funds. If that sounds like your business, the application takes about five minutes. Tell us what the funds are for and when you expect them to pay back, and we will size the offer to fit.
Established businesses with steady deposits can apply, including suppliers and service companies tied to energy and petrochemicals.
That gap is exactly what working capital is for. We look at your deposits to size an offer that covers the wait.
We review your deposit history as a whole. If a storm disrupted a month of revenue, explain it on the application so we read it in context.
About three months of business bank statements and the short application. No tax returns.
No. We start with a soft credit pull.
Example uses for illustration only.
These steps help us read your file quickly and accurately.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding