Cover payroll, inventory and upfront job costs with funding sized to your deposits. No tax returns, and funding in as little as 24 hours for qualified businesses.
Check My AmountMississippi Working Capital
From Gulf Coast hospitality to Delta agriculture suppliers, working capital bridges the time between spending and collecting.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply plus about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, reviewed alongside deposits and current obligations.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so you can budget for it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most cash crunches are timing problems. A Mississippi contractor buys materials weeks before the invoice clears. A poultry or timber supplier pays crews and fuel while waiting on buyers. A shipyard vendor on the coast takes on a bigger order and needs to staff up first. Working capital from Merchant Fund Express covers that gap so the business keeps moving.
We fund established businesses with steady deposits, from $25,000 to $5,000,000.
Keep crews paid and suppliers happy while receivables catch up.
Coastal hospitality ramps up in the warmer months, and farm-related businesses follow planting and harvest. Owners use working capital to stock up and staff before the rush.
When a big contract arrives, upfront costs often land before the first payment does.
Start with the 5-minute application. We begin with a soft credit pull and review about three months of business bank statements. No tax returns are required. FICO scores of 500 and up are considered, and sole proprietors can apply.
Your offer shows the full repayment amount and the repayment schedule before you accept. Funding can arrive in as little as 24 hours for qualified businesses.
Amount depends mainly on your deposits and any existing obligations. For illustration, two Jackson-area service companies with similar sales may receive different offers if one already carries several financing payments. The goal is an amount you can repay comfortably while still running the business.
If your need is tied to daily card sales, a merchant cash advance in Mississippi may fit. If you expect to need cash again and again, look at a business line of credit. For a specific machine or vehicle, see equipment financing in Mississippi.
Before signing any working capital offer, ask yourself a few plain questions. What exactly will this money do, and how soon will it come back as revenue? Does the repayment schedule in the offer line up with your slower months, whether that is winter on the coast or the stretch before harvest money arrives? How does the full repayment amount compare to the profit the money should produce? If the answers feel shaky, consider a smaller amount. We would rather fund a number that helps than one that strains your account.
Common uses include payroll, inventory, vendor payments, repairs and the upfront costs of new jobs.
From $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
No. We review about three months of business bank statements along with your application.
We start with a soft credit pull. FICO scores of 500 and up are considered.
Funding can arrive in as little as 24 hours for qualified businesses once you accept your offer.
Example uses for illustration only.
A stronger file usually starts with these steps.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding