Merchant Fund Express
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Equipment Financing in Louisiana

Fund the machines, vehicles and tools your Louisiana business runs on. $25,000 to $5,000,000, FICO 500+ considered, 5-minute application.

Check Your Options

Louisiana Equipment Financing

Replace or add gear without draining your operating cash

Keep your reserves for payroll and storm prep. We size equipment financing to your deposits and show the full repayment amount before you sign.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why Louisiana owners use us for equipment

Fast decisions, light paperwork

Apply in about 5 minutes with three months of bank statements. Qualified businesses can be funded in as little as 24 hours.

Credit is one factor

FICO 500 and up is considered. We weigh your deposits and obligations alongside your score.

Clear total cost

Your offer shows the full repayment amount before you accept. No surprise costs appear after you sign.

Repayment you can plan

The payment schedule is spelled out in the offer up front, so you can match it to your seasons.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Equipment that keeps Louisiana work moving

Across Louisiana, a lot of revenue rides on machines. Marine service shops along the coast, fabrication yards near the river parishes, restaurant kitchens in New Orleans and Baton Rouge, and farm operations up north all depend on gear that cannot sit idle for long. When a compressor fails or a contract calls for a second truck, waiting weeks on a bank decision can cost more than the equipment itself.

We built our equipment financing for established Louisiana businesses with steady deposits. You apply in about 5 minutes, we start with a soft credit pull, and qualified businesses can see funding in as little as 24 hours.

What we look at

No tax returns are required, and sole proprietors can apply.

Planning around storm season and slow months

Many Louisiana operators plan purchases around hurricane season and the swings that come with tourism, festivals and harvest cycles. If your deposits rise and fall during the year, tell us. We look at the pattern across your statements rather than a single week, and your offer lays out the repayment schedule up front so you can check it against your busy and quiet stretches before you accept.

Equipment financing or another product?

Sometimes the better fit is working capital in Louisiana to cover installation, training and the first few weeks of payroll while new gear ramps up. If you expect repeated smaller needs, a business line of credit in Louisiana may suit you better. We can walk through the options once we see your statements. When you are ready, start your application.

Making the numbers work before you buy

A good equipment purchase should pay for itself through more jobs, faster turnaround or lower repair bills. Before you apply, sketch out what the new gear will do for revenue in its first few months and compare that with the repayment schedule in your offer. If a used unit or a smaller model gets the job done, a smaller request is often easier on cash flow. The amount we can offer depends mainly on your deposits and existing obligations, so a clear quote and a realistic plan help us size it correctly. We would rather fund the right amount than the biggest one.

Frequently Asked Questions

What kinds of equipment can Louisiana businesses finance?

Typical requests include kitchen equipment, trucks and trailers, marine and shop tools, medical devices, and construction machinery. Tell us what you are buying and how it ties to revenue.

Do I need tax returns to apply?

No. We work from about three months of business bank statements plus a short application.

Will applying hurt my credit?

We start with a soft credit pull, so the first look does not affect your score.

How fast can I get the funds?

Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.

Can a sole proprietor in Louisiana apply?

Yes. Sole proprietors can apply, as long as the business has steady deposits.

Walk-in cooler $28,000.00
Service truck $65,000.00
Boat repair tools $42,000.00
Excavator $140,000.00

Example uses for illustration only.

How to improve your chances

A few steps make an equipment request easier to review.

  • Get a written quote for the equipment you want
  • Keep deposits running through one business account
  • Note any seasonal dips so we read statements in context
  • List current loans and advances on your application

Us vs. a typical bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Long forms and meetings
Documents
3 months of bank statements
Tax returns and financials
Credit
FICO 500+ considered
Often higher score expected
Speed
As little as 24 hours if qualified
Often several weeks
Credit check to start
Soft pull
Hard pull is common

Get your Louisiana equipment funded

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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