Funding tied to your card sales, built for Colorado's busy and quiet seasons. About three months of statements, no tax returns, 5-minute application.
See My OfferColorado Merchant Cash Advance
When sales rise, remittances rise. When traffic thins, they ease. We size your advance to your card deposits, not a tax return.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, about three months of bank statements, no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft pull starts the process and your sales history matters most.
The full repayment amount is in your offer before you accept. No surprise costs appear after you sign.
Your offer lays out how and when remittances are collected, so you can plan for slow weeks.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Ask a shop owner in a mountain town about their calendar and you will hear about ski season, summer hiking traffic and the mud seasons in between when the streets go quiet. Front Range businesses feel it too: patios fill in summer, contractors slow down when the snow arrives, and holiday retail spikes then fades.
A merchant cash advance fits that pattern because repayment is tied to your card sales. Strong weeks pay down more. Slow weeks pay down less. You get a lump sum up front in exchange for a share of future sales.
Local pages for Denver, Aurora and Colorado Springs go into city detail.
Say a ski and bike rental shop needs to replace a fleet of rental skis in the fall. Cash is lowest right before the season starts, and the bank wants tax returns and weeks of review. An advance sized to the shop's card history lets it buy the inventory in October. When the lifts open and card sales climb, remittances rise with them. In a slower April, they ease off.
That flexibility is the main reason seasonal businesses look at this product. It costs more than a bank loan in most cases, so the purchase should clearly earn its keep.
About three months of business bank statements show us your card deposits and how they move. No tax returns are required. We start with a soft credit pull, FICO 500+ is considered, and sole proprietors can apply. We work with established businesses with steady deposits, with funding from $25,000 to $5,000,000.
Not sure an advance is right? Compare it on our MCA vs. business loan page.
Your offer shows the full repayment amount and how remittances are collected before you accept. No surprise costs come after you sign. Read it against your slow-season numbers, not just your best month. When it adds up, start the 5-minute application.
You receive a lump sum and repay it through a share of future card sales, so payments track your sales volume.
It can be, because remittances follow sales. Check the offer against your slowest months before accepting.
FICO 500+ is considered. Your card deposits carry a lot of weight.
Funding can arrive in as little as 24 hours for qualified businesses.
No. We review about three months of business bank statements.
Example uses for illustration only.
These steps help an advance application go smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding