Boats, trucks, loaders, and kitchen gear for established Alaska businesses. Soft credit pull to start, FICO 500+ considered, no tax returns.
Finance My EquipmentEquipment Financing, Alaska
Alaska's working seasons are short. Equipment financing helps you replace or add gear on your schedule, not when savings finally catch up.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of statements. Funding can arrive in as little as 24 hours if you qualify.
FICO 500+ considered. We weigh your deposits and time in business, not only the score.
Your offer shows the full repayment amount up front, with no surprise costs after signing.
Your repayment schedule is spelled out in the offer, so you can match it to the equipment's earning season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Alaska is tough on gear. Cold, salt water, gravel roads, and long hours wear down vehicles and machinery faster than in most places. When equipment fails, replacement often has to come from Outside and arrive before the season closes. Equipment financing lets you get the machine working now instead of waiting until cash builds up.
You can apply in about five minutes. We start with a soft credit pull and review about three months of business bank statements. No tax returns are required, and FICO scores from 500 are considered. Your offer shows the full repayment amount and the repayment schedule before you sign. Funding can arrive in as little as 24 hours for qualified businesses.
Before financing equipment, run a simple comparison. If you rent a machine for most of the season, add up what you spend and compare it to the repayment amount in an offer. If a repair would get another season out of what you own, that may be cheaper than replacing it. And if the machine only earns a few weeks a year, renting may still win. Financing makes the most sense when the equipment works often, replaces costly rentals, or lets you take on jobs you currently turn away. In remote areas, factor in shipping and the cost of downtime if a replacement part has to be flown in, since a reliable newer machine can save more than its sticker price suggests.
The best time to finance a piece of equipment is before you need it to earn. A loader bought in March can work all summer. One bought in September may sit for months before it pays back. Line up the purchase with your busy season and estimate what the machine adds to revenue or saves in rental costs.
For smaller ongoing needs, a line of credit in Alaska may help. For a cash cushion, see working capital.
Tell us what you are buying, new or used, and we will review it as part of your application. The offer reflects your deposits and the purchase.
Equipment financing starts at $25,000 and can go up to $5,000,000 depending on your business.
No. FICO 500+ is considered and your deposit history carries a lot of weight.
Funding can arrive in as little as 24 hours for qualified businesses. Shipping time to Alaska is up to your vendor.
No. About three months of business bank statements and the short application are usually enough.
Example uses for illustration only.
Some preparation makes an equipment request stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding