A reserve of funds Tampa businesses can draw on for slow months, repairs or big orders. Funds in as little as 24 hours for qualified businesses.
Check My LineBusiness Line of Credit ยท Tampa
Five-minute application, about three months of statements, soft pull to start. FICO 500+ considered. No tax returns.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a short application. Qualified businesses can access funds in as little as 24 hours.
FICO 500+ considered, with a soft pull to start.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Your schedule is laid out in the offer, so you can plan draws with confidence.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Tampa businesses deal with a calendar that is hard to predict. A slow summer, a storm that closes doors for a few days, a sudden big order from a hotel or event client. A business line of credit gives you access to funds you can draw when those moments come, instead of taking a large lump sum you may not need yet.
With a merchant cash advance or a working capital loan, you receive the full amount at once. A line works more like a reserve. You draw, repay on the schedule in your offer, and keep the line available for the next need. That suits businesses whose costs come in waves rather than all at once.
Sole proprietors can apply. We work with established businesses that have steady deposits.
For illustration only. A Tampa marine repair business sees heavy demand in the cooler months and a slower stretch in late summer. In the fall it draws on its line to stock parts ahead of the busy season. When a storm brings a wave of repair calls, it draws again for overtime. Through the quieter months, it repays on schedule so the line is ready for the next cycle.
Your own line depends mainly on deposits and existing obligations. The offer shows the full repayment amount and schedule before you accept, so you can plan draws with the whole picture in view.
Owners who use a line well tend to draw for specific, short-term needs and repay steadily.
We review about three months of business bank statements, consider FICO 500+ and start with a soft credit pull. No tax returns are required. Funding ranges from $25,000 to $5,000,000, sized mainly by deposits and existing obligations. Start your application or compare our Florida business line of credit page.
Common uses include inventory, payroll gaps, repairs, marketing and short-notice orders.
Between $25,000 and $5,000,000, depending mainly on deposits and existing obligations.
We start with a soft credit pull, which does not affect your score.
Qualified businesses can access funds in as little as 24 hours.
Many owners use a line for cleanup, repairs and payroll after storms. The use should fit your repayment schedule.
No. We review about three months of business bank statements instead.
A line fits repeat, smaller needs that come in waves. Working capital fits one defined need. Many owners compare both before choosing, and we are happy to walk through each.
Example uses for illustration only.
Use these habits to keep your line healthy and your next offer strong.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding