Declined
GreenBridge Capital does not publish its credit, time-in-business, revenue or amount minimums, so a decline does not tell you which line you missed. Here is how to find out, and where the bar is published.
✓ Checking what you qualify for does not affect your credit score.
GreenBridge Capital publishes no minimum credit score, time in business, revenue or amount (checked October 15, 2026), so the reasons for a decline are not published either. What it does publish narrows the likely causes:
| What GreenBridge publishes | Figure |
|---|---|
| Amounts | Not published |
| Rates | Not published |
| Credit, time in business, revenue minimums | Not published |
| Lowest revenue band on its form | $5,000 to $10,000 a month |
Sources: GreenBridge Capital homepage, robots.txt, Trustpilot, United Capital Source review; checked October 15, 2026. GreenBridge Capital is a trademark of its owner; Merchant Fund Express is not affiliated.
No hard credit cutoff here, and the line of credit reaches $350,000.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
If you already carry an advance and that was part of the decline, a buyout of a balance of $100,000 or less can lower the payment, and second position funding is available.
Tier 1: 650 FICO, 3 years in business, $300,000 a year or $25,000 a month, 8+ monthly deposits.
Tier 2: 600 FICO, 6 months in business, $60,000 revenue, $800 minimum daily balance.
Renewal: 550 FICO, 2 years in business, once 50% of the original balance is repaid.
A position with a balance of $100,000 or less can be refinanced into a weekly-payment structure.
Illustrative example: an owner declined after asking GreenBridge about a large term loan, with a 610 score, 10 months in business and $18,000 a month in deposits, would be read against Tier 2 here. The question becomes how much a revenue-based product supports, not whether the original request fits.
Ask GreenBridge which product your file was reviewed for and why it was declined. Write down any advance or loan you already hold: the funder, the remaining balance, the payment and how often it is taken. Check your last three to four months of bank statements for negative days and returned items, since those are read closely everywhere. If an advertised payment, such as $3,623 a month on $750,000, shaped your expectations, remember it implies about 3.2% over 25 years; working-capital products are shorter and cost more, so size the request to what your deposits can carry.
No. A prior decline elsewhere is not one of the thresholds on this site.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business.
Its minimums are not published, so ask for the reason in writing, and ask which product your file was reviewed for.
Yes. A position with a balance of $100,000 or less can be refinanced into a weekly-payment structure.
New residential construction, residential remodelling, long-distance trucking, used car dealers, and certain real estate businesses.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
