Credit
580 is the edge of the 600 tier. Most files here are a single account away.
✓ Checking what you qualify for does not affect your credit score.
580 is the edge of the 600 tier. Most files here are a single account away.
Revenue-based funding now; the 600 tier is realistically one or two cycles out.
Waiting 60 days for 600 can be worth more than funding today, depending on what the capital earns.
Check for a reporting error before assuming the score is accurate — at this level one line matters.
$60,000 revenue, 6 months in business.
The score decides which product the file is read against. The statements decide the rest.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Revenue-based funding now; the 600 tier is realistically one or two cycles out. The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Check for a reporting error before assuming the score is accurate — at this level one line matters.
Same day on a complete file — the application plus three months of business bank statements.
No. Checking what you qualify for does not affect your credit score.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
