Credit
A 480 is typically one serious derogatory plus thin recent history rather than a pattern of defaults.
✓ Checking what you qualify for does not affect your credit score.
A 480 is typically one serious derogatory plus thin recent history rather than a pattern of defaults.
Read on the account. Revenue-based structures are the realistic route.
Cost of capital is highest here. A shorter term with an early payoff discount usually beats a longer one.
Recent on-time trade lines report fast. Six months of clean business banking matters more than the score itself.
$60,000 in revenue is the practical entry point for a revenue-based look.
The score decides which product the file is read against. The statements decide the rest.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Read on the account. Revenue-based structures are the realistic route. The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Recent on-time trade lines report fast. Six months of clean business banking matters more than the score itself.
Same day on a complete file — the application plus three months of business bank statements.
No. Checking what you qualify for does not affect your credit score.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
