Funding that moves with your sales, for San Diego businesses with steady deposits. Bank statements, no tax returns, and funding in as little as 24 hours if qualified.
Get StartedMerchant Cash Advance ยท San Diego
When visitor traffic and convention schedules shape your sales, sales-linked repayment can line up better with how money comes in.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. We weigh your deposit history alongside your score.
Your offer shows the full repayment amount before you accept, with no surprise costs after signing.
How and when you repay is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
San Diego businesses see strong months and soft ones. Summer brings visitors to the beaches and Old Town. Conventions fill hotels and restaurants. Then traffic eases. A merchant cash advance is built for that kind of rhythm. You receive a lump sum now and repay from a share of future sales, so repayment is tied to the revenue your business generates.
We review about three months of business bank statements to understand your deposit pattern, then present an offer with the full repayment amount and how repayment works. You decide whether it fits.
Many inquiries come from hospitality and food service, retail in neighborhoods like North Park and La Jolla, auto repair, fitness studios, salons, and trades serving the region's steady stream of residential and commercial work. Businesses tied to the port, the Navy, and the region's research campuses also deal with uneven payment timing, and an advance can help bridge it.
To apply you need an established business with steady deposits, a 5-minute application, and roughly three months of business bank statements. FICO 500+ is considered. We start with a soft credit pull. No tax returns are required, and sole proprietors can apply. Advances range from $25,000 to $5,000,000, and funding can arrive in as little as 24 hours for qualified businesses.
Want to see options across the state? Visit merchant cash advance in California, or go straight to the application.
Before you accept, look at two things: the total you will repay and the repayment schedule. Both are in your offer up front. Compare the schedule to a normal week of deposits, and ask how the payments would look in a slower month. If you are comfortable with the answer, you are ready to move forward.
A lump sum provided in exchange for a share of future sales. Repayment is linked to the revenue your business brings in.
Between $25,000 and $5,000,000, depending mainly on deposits and existing obligations.
No. We work from about three months of business bank statements.
FICO 500+ is considered, alongside your deposit history.
For qualified businesses, in as little as 24 hours.
Yes. Sole proprietors can apply. What we look for is an established business with steady deposits running through a business bank account, plus a clear picture of any obligations already on it.
Example uses for illustration only.
These habits can lead to a stronger offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding