Credit took a hit during a slow season? We weigh your event deposits, not just your score. FICO 500+ considered, no tax returns needed.
Check My OptionsCatering Funding, Credit Flexible
Catering income comes in waves. We review about three months of bank statements to see the real rhythm of your business, then lay out an offer you can read in full before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Steady event deposits tell us a lot about how your catering business really runs.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in your offer up front, so you can map it against your event calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Catering is lumpy. You might book three weddings in June, a corporate lunch series in the fall, and then sit through a quiet January. Personal credit often takes the hit during those swings: a card carried a little too long, a late payment while you waited on a client deposit. We understand how that happens in event work.
That is why we look past the score alone. FICO 500+ is considered, and the bigger part of our review is how money actually moves through your business account. If event deposits come in steadily over the year, that history carries real weight.
We ask for about three months of business bank statements. No tax returns are required. From those statements we look at:
We start with a soft credit pull, so checking your options does not hurt your score. Sole proprietors can apply, which matters for the many caterers who run lean, owner-operated kitchens.
Bad credit funding is not one product. The right fit depends on the problem you are solving:
Gather your last three months of business statements and know roughly how much you need and why. A clear use, like covering prep costs for a 400-guest event, makes the review simpler. If you want to see how funders weigh credit and deposits, our catering qualification guide walks through it.
When you are ready, the 5-minute application gets things moving. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount before you accept anything.
FICO 500+ is considered. Your score is one factor; steady deposits in your business account carry a lot of weight in our review.
We start with a soft credit pull, so looking at your options does not affect your score.
No. We ask for about three months of business bank statements instead.
Yes. Sole proprietors can apply.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
Example uses for illustration only.
A few steps can strengthen how your catering application reads.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding