Add bays, hire techs, open a second location or add new services. $25,000 to $5,000,000 with only about three months of statements.
Grow My ShopAuto Repair Expansion Funding
A full schedule is the best case for growth. Funding sized to your deposits covers build-out, equipment and early payroll so you can take on the work you now turn away.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified shops.
FICO 500+ is considered. Your deposit history carries real weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Repayment is laid out in your offer up front so you can plan the expansion timeline.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
If cars are waiting days for a bay, you are turning away revenue. That is usually the sign a repair shop is ready to expand. Growth can mean adding bays, hiring technicians, opening a second location, or adding services such as ADAS calibration, EV work or fleet maintenance. Expansion funding covers the upfront costs so growth does not stall waiting on savings.
Big equipment purchases often fit equipment financing, while hiring and build-out costs suit working capital. Revenue-based financing ties repayment to your sales activity. For sized examples, see $250,000 working capital. If a large fleet job is driving the growth, read our page on big contract funding for repair shops.
The shops that expand well tend to do it in steps. Add one bay and a technician, confirm the extra capacity fills, then add the next. Open a second location only once the first runs without you on the floor every day. Each step builds a stronger deposit history, which helps size the next round of funding.
For illustration: a busy independent shop with a regular backlog might start by adding ADAS calibration so it stops sending windshield and bumper jobs to a dealer. That keeps revenue in house and fills existing bays before any construction begins. Once deposits reflect the new service, a larger build-out is easier to support. Ask for the amount the current step needs, and keep the next step for later.
Expansion offers are sized mainly by your current deposits and existing obligations, not by projections. We ask for about three months of business bank statements and a 5-minute application. No tax returns required. We begin with a soft credit pull and consider FICO 500+. Funding from $25,000 to $5,000,000 can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount and schedule before you accept. Start here.
Yes. Expansion funding can cover lease deposits, tools, signage and early payroll for a new location.
Offers are sized mainly on current deposits and existing obligations rather than projections.
Yes. Funding can be used to buy out a business partner's share of the shop.
From $25,000 to $5,000,000, depending mainly on deposits and existing obligations.
Equipment financing suits lifts and tools, and working capital suits build-out and hiring. Many shops combine both.
Example uses for illustration only.
These moves make an expansion request stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding