A second shop, a wholesale line or a bigger kitchen. Fund the build-out and equipment with a five-minute application and soft pull to start.
Plan Your GrowthBakery Expansion Funding
Expansion means paying for space, equipment and people before new sales arrive. We help established bakeries fund that leap.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A five-minute application and recent statements. Qualified bakeries can be funded in as little as 24 hours.
FICO 500+ considered. Your current shop's deposits drive much of the review.
The full repayment amount is shown in your offer before you accept, with no surprise costs after you sign.
Your offer lays out the repayment schedule so you can plan it into your growth timeline.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Every bakery owner who has outgrown a space knows the feeling: you are turning away custom cake orders, the morning line is out the door, and the kitchen cannot fit another rack. Growing is the obvious answer, but expansion means build-out, equipment, extra staff and inventory well before the new revenue shows up. Expansion funding for a bakery covers that upfront investment so you can grow while the original shop keeps running smoothly.
Lease deposits, build-out, signage, display cases and opening inventory.
A larger mixer, extra ovens, packaging lines and delivery capacity to supply cafés and grocers.
Knocking out a wall, adding a walk-in, or upgrading ventilation to handle more volume.
Catering, a coffee program, or online ordering with local delivery.
Before you sign a new lease, think through how long a new location might take to cover its own costs, who will run it day to day, and whether your current shop can handle the distraction. Expansion works best when the existing bakery has steady deposits to lean on. That steady base is also what we look at most closely when reviewing your request.
The bakery you already run is what pays for the next one, so guard it. Keep your best baker or manager in place there, and resist pulling cash from its operating account to cover build-out surprises. Contractors run late, inspections get rescheduled, and equipment deliveries slip. Funding sized for the real project, with some room for those delays, keeps the first location stable while the second gets on its feet.
About three months of business bank statements, a five-minute application and a soft credit pull to start. FICO scores of 500 and up are considered, and tax returns are not required. The amount depends mainly on your deposits and existing obligations, within a range of $25,000 to $5,000,000.
Many owners combine products. Equipment financing for bakeries handles ovens, mixers and refrigeration. Working capital covers build-out, hiring and opening inventory. A line of credit can sit in reserve for the bumpy first few months.
Qualified businesses can be funded in as little as 24 hours. Apply now and tell us what you are building.
Yes. Expansion funding can go toward lease deposits, build-out, equipment and opening inventory.
We do not require one. We review your bank statements and application, though a clear plan helps you request the right amount.
Yes. Many bakeries use equipment financing for machines and working capital for everything else.
Offers range from $25,000 to $5,000,000 and depend mainly on deposits and existing obligations.
We start with a soft credit pull. FICO scores of 500 and up are considered.
Example uses for illustration only.
These steps help an expansion request land well and the growth go smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding