When a lift fails or a bill lands early, get a fast decision. About three months of statements, no tax returns, soft pull to start.
Get Funding NowAuto Repair Emergency Funding
A broken compressor or a cash gap can idle your techs for days. We review fast so you can fix the problem and get cars moving through the shop again.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A five-minute application and recent bank statements. Qualified shops can be funded in as little as 24 hours.
FICO 500+ is considered, and steady deposits count for a lot in our review.
Your offer spells out the full repayment amount up front, with no surprise costs after you sign.
The schedule is in your offer from the start, so the emergency fix does not turn into a guessing game.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A shop can be humming on Monday and stuck by Wednesday. The air compressor quits and half the bays go quiet. A lift fails inspection. A storm damages the roof over the paint booth. Or a big customer is late paying and payroll lands on Friday anyway. In each case the cost is not just the repair; it is the cars that leave unworked and the customers who go elsewhere.
Emergency funding for auto repair shops is meant to get you back to full capacity quickly, without waiting on a bank committee.
That is usually it. We do not ask for tax returns, and the first credit check is a soft pull.
The application takes about five minutes. Our reviews move quickly, and qualified businesses can be funded in as little as 24 hours. Having clean statements ready is the single biggest thing you can do to keep the process short.
If the emergency is a piece of equipment, equipment financing for auto repair may let you replace it without draining your account. For a cash crunch, working capital gives you a lump sum. If emergencies are a pattern rather than a one-off, a line of credit can sit ready for the next one. Our auto repair cash flow guide covers ways to build a buffer over time.
Before you request a number, separate the true emergency from the wish list. What does it cost to get every bay working again? How many days of lost jobs are you facing if you wait? Is there a parts or warranty claim that will reimburse part of the repair later? Answering those helps you ask for the amount you actually need instead of an inflated one that is harder to repay. It also helps us understand the request, because a clear story backed by steady deposits is easier to review than a vague one. If the shortfall is about slow receivables from a fleet or insurance customer, say so; that context matters when we size the offer.
Funding ranges from $25,000 to $5,000,000 depending on your deposits and existing obligations. Apply now and get the bays running again.
Qualified businesses can be funded in as little as 24 hours. Having your bank statements ready helps us move faster.
Yes. We consider FICO scores of 500 and up and look closely at your shop's deposit history.
No. About three months of business bank statements is the main document we review.
Yes. Working capital can cover payroll, rent, parts or other operating costs while you recover.
Sole proprietors can apply. We focus on established businesses with steady deposits.
Example uses for illustration only.
Shops that prepare a little before trouble hits tend to get through emergencies faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding