Arbat Capital vs MFE
Two South Florida names compared on published requirements, products, amounts and speed, checked October 15, 2026.
Not the same company: this page is about Arbat Capital LLC at arbat-capital.io, a merchant cash advance provider with an office in Hollywood, FL. It is not the securities firm at arbatcapital.com, which is a different, unrelated company.
| Arbat Capital (arbat-capital.io) | Merchant Fund Express | |
|---|---|---|
| How it works | Merchant cash advance provider | Marketplace: one application matched with multiple funders |
| Based in | Hollywood, FL (title tag says Miami Beach) | Miami, Florida |
| Minimum credit | Not published (“not your credit score”) | 500 minimum (better credit, better offers) |
| Time in business | Not published | Varies by funder and product |
| Revenue | Not published | Varies by product |
| Amounts | $5,000 to $100,000 | $25,000 to $5,000,000 (product ranges) |
| Terms | 90 to 270 days | Line of credit 12 to 36 months; term loan 12 to 18 months |
| Speed | Decisions in 24 to 48 hours; funding in 1 to 3 business days | Same-day decision; funding typically next business day after signing |
| Products | Merchant cash advance only | Merchant cash advance, business line of credit, second position funding, buyouts on balances of $100,000 or less |
| Spanish pages | None | Yes |
| States | Not published | All 50 states |
Sources: arbat-capital.io homepage, About page, FAQ page, Disclosures page; checked October 15, 2026. Arbat Capital is a trademark of its owner; Merchant Fund Express is not affiliated.
Model. Arbat Capital offers its own merchant cash advance product. Merchant Fund Express matches one application with multiple funders so you can compare offers.
Product range. Arbat offers one product: the merchant cash advance. Merchant Fund Express offers merchant cash advances, business lines of credit, second position funding and buyouts on balances of $100,000 or less.
Amounts and terms. Arbat runs from $5,000 to $100,000 over 90 to 270 days. Merchant Fund Express lists product ranges from $25,000 to $5,000,000, with a line of credit from $10,000 to $350,000 over 12 to 36 months. For a small, short-term need, Arbat’s range starts lower; for larger or longer needs, it stops at $100,000 and about nine months.
What is published before you apply. Arbat publishes no minimum credit score, time in business or revenue, and says its decision is “not your credit score”. Merchant Fund Express publishes a 500 minimum credit score, with better credit earning better offers.
Speed. Arbat publishes decisions in 24 to 48 hours and funding in 1 to 3 business days. Merchant Fund Express publishes same-day decisions with funding typically the next business day after signing.
Location and language. Arbat’s office is in Hollywood, FL (its title tag says Miami Beach). Merchant Fund Express is in Miami, Florida. Arbat had no Spanish pages when we checked; Merchant Fund Express publishes Spanish pages.
Illustrative scenario. A Hollywood coffee shop needs $15,000 for a new espresso machine and can repay in six months: that sits inside Arbat’s range, and it is worth comparing. A Doral distributor needs $150,000 and a revolving line: that is above Arbat’s cap and outside its product list.
If you need a merchant cash advance under $100,000 and can repay in 90 to 270 days, Arbat is a candidate to compare. If you need more than $100,000, a line of credit, second position funding or a buyout of an advance you already hold, a Merchant Fund Express application covers those products. If you qualify for both, compare written offers on total payback and payment size, not just speed.
Good fit:
Compare first if:
Request a written Arbat Capital quote and a Merchant Fund Express application, then line up net cash, total payback and payment frequency. Credit from 500, same-day decisions, funding typically the next business day.
No, they are separate companies with no affiliation.
Arbat publishes $5,000 to $100,000. Merchant Fund Express lists product ranges from $25,000 to $5,000,000.
Merchant Fund Express. Arbat offers merchant cash advances only.
Arbat publishes decisions in 24 to 48 hours and funding in 1 to 3 business days; Merchant Fund Express publishes same-day decisions and next-business-day funding after signing.
No. This compares arbat-capital.io in Hollywood, FL, not the unrelated securities firm at arbatcapital.com.
Yes, and comparing written offers on total payback is a good idea.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
