Alternatives
Arbat Capital publishes its amount range, terms and speed, but not its minimums. Here is the full picture alongside ours.
✓ Checking what you qualify for does not affect your credit score.
Not the same company: this page is about Arbat Capital LLC at arbat-capital.io, a merchant cash advance provider with an office in Hollywood, FL. It is not the securities firm at arbatcapital.com, which is a different, unrelated company.
Quoted from Arbat Capital’s own website, checked October 15, 2026.
Sources: arbat-capital.io homepage, About page, FAQ page, Disclosures page; checked October 15, 2026. Arbat Capital is a trademark of its owner; Merchant Fund Express is not affiliated.
Same categories, our figures, so the comparison is like for like.
Every figure above is transcribed from current lender guideline documents. See all three tiers →
A simple way to read any funder: what will they put in writing before you apply?
| Arbat Capital | Merchant Fund Express | |
|---|---|---|
| Amount range | Published ($5,000 to $100,000) | Published |
| Terms | Published (90 to 270 days) | Published by product |
| Decision and funding speed | Published | Published |
| Credit score minimum | Not published | Published |
| Time in business minimum | Not published | Published |
| Revenue minimum | Not published | Published |
| Rates or pricing | Not published | Published for line of credit and term loan |
| Early payoff terms | Not published | Published |
Arbat Capital is a focused product: one merchant cash advance, $5,000 to $100,000, repaid over 90 to 270 days, with a published decision window of 24 to 48 hours. For a small, short-term need, that is a clear offer, and its $5,000 starting point is lower than our product ranges.
Where it publishes less is pricing and the entry bar: no rates, no early payoff terms, and no credit, time-in-business or revenue minimums. It is also a young company with no public reviews yet, and its name is easy to confuse with the unrelated securities firm at arbatcapital.com.
The honest contrast with us is range. We publish the bar up front, offer a line of credit up to $350,000 and term loans up to 18 months, and publish early payoff discounts. If you need more than $100,000, a revolving line or a longer term, our application covers it; if you need $10,000 for three months, Arbat may be the simpler comparison. Either way, compare total payback, not just speed.
A short application. No impact to your credit score to see what you qualify for.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the term and the total cost before you sign anything.
Money in your account, typically the next business day after signing.
Not published. Its site says decisions are not based on your credit score alone, checked October 15, 2026.
$100,000, with terms of 90 to 270 days.
No. Rates, pricing and early payoff terms are not published on arbat-capital.io.
Arbat offers one merchant cash advance up to $100,000; Merchant Fund Express publishes its minimums and offers lines of credit, term loans and buyouts.
Figures were read from arbat-capital.io on October 15, 2026. Companies change terms, so confirm anything material with them.
No. We are one of the options on this page. What we can do is quote the other side accurately and publish our own numbers in the same detail.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
