Finance machinery, vehicles, or a full kitchen line up to $200,000 and keep operating cash in the business. Bank statements, not tax returns.
Finance EquipmentEquipment Financing
A $200,000 equipment purchase can expand what you take on. Financing it lets payroll and materials stay funded while the new asset starts earning.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered, with your deposits weighed heavily.
Your offer shows the full repayment amount before you accept, with no surprise costs after signing.
The repayment schedule is in the offer up front so you can match it to revenue.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Two hundred thousand dollars covers a lot of serious equipment: a mid-size excavator, a commercial kitchen line, a CNC machine, a pair of box trucks for local delivery, or a full imaging setup for a medical practice. At this level, the purchase usually changes what the business can take on, which is why owners want the financing lined up before the quote expires.
Equipment financing pays for the asset so you keep cash in the business for operations. When we review a $200,000 request, we look first at whether your business deposits can comfortably handle the repayment alongside what you already owe. Your statements tell that story more than any single document.
For illustration only: a commercial landscaping firm with steady monthly deposits wants a compact track loader, a dump trailer, and two zero-turn mowers before spring contracts begin. Financing the package keeps their operating cash free for fuel, payroll, and materials during the ramp-up. The actual offer would depend on their deposits and existing obligations.
If you need cash beyond the equipment itself, compare it with $200,000 working capital.
Plenty of owners could scrape together $200,000 by draining reserves. The question is whether they should. Paying cash for a large machine can leave the business thin right when the new equipment creates more work, more payroll, and more material costs. Financing spreads the cost while the asset generates revenue.
On the other hand, financing adds a fixed obligation. Before you accept, look at the repayment schedule in your offer and compare it to a slow month, not just an average one. If the payment still fits comfortably in a weak month, you are in a good position. If not, consider a smaller package or a phased purchase. Some owners also look at $250,000 equipment financing when a bundle of equipment pushes the total higher.
Apply for equipment financing when you have a quote in hand.
Tell us about the equipment in your application. We review the request alongside your deposits and obligations.
Your offer spells out exactly what is required. Review it before you accept.
Qualified businesses can be funded in as little as 24 hours after accepting.
We fund from $25,000 to $5,000,000. The amount offered depends mainly on your deposits and existing obligations.
Yes, sole proprietors can apply.
Example uses for illustration only.
Prepare these before applying for $200,000 in equipment.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding