Merchant Fund Express
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$2,000,000 Fast Funding With Honest Timelines

Decisions move fast and qualified businesses can be funded in as little as 24 hours. Apply in 5 minutes with three months of statements.

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Fast Large Funding

Move a large request quickly by sending it complete

Big files stall on missing pages, not on our side of the desk. Send it complete and we can move as fast as the review allows.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Speed where it counts on a big file

Fast review, short checklist

5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.

Credit flexibility at scale

FICO 500+ considered. Strong deposits carry the most weight.

Full payback amount up front

The offer shows the total repayment amount before you accept. No surprise costs after you sign.

Payments you can forecast

Your repayment schedule is laid out in the offer up front, before anything is signed.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Straight talk on speed at $2,000,000

If you are searching for $2,000,000 same-day funding, you probably have a closing date, a purchase order or a payroll you cannot move. Here is the honest version: we do not promise same-day funding, and a request this large gets a careful look. What we can do is move decisions fast. Qualified businesses can be funded in as little as 24 hours.

Where time goes on a big file

Most delays on large requests are avoidable. The usual culprits:

Fix those before you apply and the file moves at the speed of the review, not the speed of the paperwork.

Sizing the offer

Speed does not change the math. The amount depends mainly on your deposits and existing obligations. For illustration: a regional freight carrier with steady, large monthly deposits and no other financing could be in range for a big offer. A similar carrier already making several daily payments would see a smaller amount. If $2,000,000 is more than your account supports today, a $1,000,000 fast request may be the realistic start.

Reading the offer when time is short

When you are racing a deadline, it is tempting to sign the first offer that lands. Take a few minutes anyway. Your offer shows the full repayment amount before you accept, along with the payment schedule. Check those numbers against a normal month of deposits, not the big month the funds are meant to cover.

On a $2,000,000 request, even a small mismatch between the payment rhythm and your cash cycle adds up quickly. If the deadline is a purchase, ask yourself how fast that purchase turns back into revenue. If it is a payroll or a supplier bill, think about what the next few months look like after the money is spent. Asking questions before you sign is always faster than fixing a strained account after, and we are happy to walk through the offer with you.

A clear plan for what comes after the deadline helps the review too.

Which products fit urgent, large needs

Large urgent requests are often structured as a merchant cash advance or working capital. Revenue-based financing suits businesses whose deposits swing month to month. The 5-minute application starts with a soft credit pull, and no tax returns are required. Apply now to get in the queue.

Frequently Asked Questions

Can I really get $2,000,000 today?

We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

What documents speed up a large request?

About three months of complete business bank statements, a clear use of funds and an accurate list of current financing payments.

Do you fund long-haul trucking at this size?

We work with regional and local carriers. Send your statements and we will review what fits.

Is there a credit minimum?

We consider FICO 500+. Deposits and obligations carry heavy weight.

Can a sole proprietor request $2,000,000?

Sole proprietors can apply. The amount offered depends on deposits and existing obligations.

Will a larger request take longer to review than a smaller one?

Larger files usually get a closer look. Sending complete statements and an accurate list of current payments keeps the review moving.

Purchase deposit $500,000.00
Large PO $365,000.00
Fleet addition $240,000.00
Payroll cover $155,000.00

Example uses for illustration only.

How to improve your chances

Do these before applying to keep a large request from stalling.

  • Pull complete statements with every page included
  • Match the application to the payments in your statements
  • Write down the exact use of funds and the deadline
  • Answer follow-up questions the same day you get them

Fast large funding: us vs a bank

Merchant Fund Express
Traditional bank loans
Decision speed
Decisions move fast
Weeks of underwriting
Earliest funding
As little as 24 hours if qualified
Usually a month or more
Docs needed
About 3 months of statements
Tax returns, audits, appraisals
Credit
FICO 500+ considered
High scores expected
Credit check
Soft pull to start
Hard pull early

Get your $2,000,000 request moving

One secure application. A soft credit pull to start. No obligation to accept an offer.

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