Flexible access to large amounts for businesses with uneven cash needs. Sized to your deposits, 5-minute application, soft pull to start.
Check My LineBusiness Line of Credit
Projects and seasons do not follow a straight line. A business line of credit gives large operations room to draw as costs show up.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of statements. Qualified businesses funded in as little as 24 hours.
We weigh deposits and obligations heavily, so credit is not the only thing that counts.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How repayment works is laid out in your offer up front, so draws never come with surprises.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Large businesses rarely need all their capital on the same day. A general contractor might need materials money at the start of each phase. An importer needs cash when containers land, then nothing for weeks. A business line of credit lets you draw what you need, when you need it, instead of taking one lump sum.
For a company with big but uneven cash needs, a $2,000,000 line can be a better fit than a single advance.
The line amount depends mainly on your deposits and existing obligations. We review about three months of business bank statements and look at:
Credit is part of the picture. We consider FICO 500+.
For illustration: an HVAC company with steady service revenue all year and a spike in summer installs might want a large line to buy equipment ahead of peak season. A landscaping firm with strong spring and summer deposits but quiet winters might want the same amount. Both can apply. The steadier deposit pattern usually supports a larger line, and we will explain where your number lands.
The choice between a line and a single lump sum comes down to how your costs arrive. If you know you need the full amount on one date, such as for a property build-out or a single large purchase, a lump sum is usually cleaner. If costs show up in stages over months, a line of credit can be the better match, since you draw only as each cost comes due.
Think through your last year of spending. When did large bills arrive? How far apart were they? Were there months when cash ran tight even though sales were fine? Those patterns tell you whether a line fits. When you apply, sharing that rhythm with us helps us shape an offer that matches how your business actually spends money, rather than a generic structure that fits nobody well.
We will also tell you if another product looks like the better fit.
If you need the full amount at once for a single project, $2,000,000 working capital may be simpler. If you are buying machinery, look at $2,000,000 equipment financing. Either way, the application takes about 5 minutes.
A line of credit is designed for drawing what you need when you need it. Your offer explains how draws and repayment work.
About three months of business bank statements and the 5-minute application. No tax returns are required.
No. We consider FICO 500+, and deposits weigh heavily in the decision.
The process starts with a soft credit pull, so you can see your options before any hard inquiry.
Qualified businesses can be funded in as little as 24 hours after accepting an offer.
Sole proprietors can apply. The line amount reflects the deposits in the business account and existing obligations.
Example uses for illustration only.
A few habits help support a larger line of credit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding