Your first location's steady deposits can fund the next one. Cover the lease, build-out, equipment and opening staff.
Plan My ExpansionGrowth: second location
We review about three months of statements from your current business to size funding for the second site. Every offer shows the full repayment amount and schedule before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with about three months of statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, and your first location's deposits carry real weight.
See the full repayment amount before you accept. No surprise costs after signing.
Your repayment schedule is laid out up front, so you can plan while the new site gets going.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
When you open a second shop, the new site has no sales history. What a reviewer can see is how your existing business performs. Steady deposits at the first location are the foundation for funding the second. That is why we look at about three months of bank statements from your current operation.
Build-out and opening costs pile up quickly. Common uses include:
Equipment can often be handled separately through equipment financing, which keeps working capital free for everything else.
The second site rarely matches the first one in its early months. Meanwhile, the repayment starts on schedule. Before applying, estimate how the original location's deposits will carry the payment while the new one ramps up. Funders weigh this too: an amount that leans entirely on the new site's projected sales is harder to support than one the existing business can carry.
Amounts depend mainly on deposits and existing obligations, from $25,000 to $5,000,000. For illustration, a business with strong, steady deposits and few existing payments will usually be offered more than one with the same revenue and several active obligations. The how much can I borrow page walks through this. Multi-site owners may also find funding for multi-location businesses useful.
The 5-minute application starts with a soft credit pull. FICO 500+ is considered, no tax returns are required, and qualified businesses can be funded in as little as 24 hours. Your offer shows the full repayment amount and schedule before you accept.
Yes. The review is based on your existing business's deposits and obligations, so the new site does not need to be open yet.
Many owners do. Equipment financing can cover specific machines or fixtures, while working capital covers rent, staff and inventory.
We do not require one for the application. A clear sense of opening costs helps you request the right amount.
Your statements will show the new costs and the new payment. If both sites are generating steady deposits, that typically strengthens later reviews.
We work with established businesses that have steady deposits. We do not publish a single cutoff, and each file is reviewed as a whole.
Separate accounts make it easier to see how each site performs. They also make future reviews cleaner, since a reviewer can read the original location and the new one side by side instead of guessing which deposits came from where.
Example uses for illustration only.
A little preparation makes a second-location request stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding