Merchant Fund Express
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Equipment Financing in Wisconsin

Finance CNC machines, food equipment, trucks and kitchens with an application that takes about 5 minutes and starts with a soft pull.

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Equipment Financing, Wisconsin

New capacity without draining your cash

Send about three months of bank statements and a vendor quote. No tax returns required, FICO 500+ considered, full repayment amount in your offer.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Equipment financing, Wisconsin-built

Short file, quick decision

Statements plus a quote get things moving. Qualified businesses can be funded in as little as 24 hours.

Credit flexibility

FICO 500+ considered. Deposits and the equipment itself shape the offer.

The full cost, up front

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Steady, known payments

The repayment schedule is laid out in the offer before you commit.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Machines are the business

In Wisconsin, a lot of revenue is made by machines. Milwaukee and Fox Valley manufacturers run CNC mills and press brakes. Food and dairy processors depend on stainless tanks and packaging lines. Brewpubs need brewhouses, and contractors need trucks that start at ten below. When a machine is down or maxed out, so is the business.

Our equipment financing runs from $25,000 to $5,000,000, sized mainly to your deposits and existing obligations.

Typical Wisconsin equipment requests

IndustryCommon purchases
ManufacturingCNC machines, welders, press brakes
Food and dairyTanks, coolers, packaging lines
HospitalityBrewing systems, kitchen lines
ConstructionSkid steers, plows, trailers
Local deliveryBox trucks and vans for regional routes

The steps

Apply in about 5 minutes; we start with a soft credit pull. Upload about three months of business bank statements (no tax returns required) and the vendor quote. Your offer shows the full repayment amount and schedule before you accept, and qualified businesses can be funded in as little as 24 hours. FICO 500+ considered, and sole proprietors can apply. Apply now.

Questions to settle before you buy

A little homework makes the financing smoother. Confirm the full delivered price, including freight and rigging, so the quote matches what you will actually pay. Decide whether new or used equipment fits the job; a used press brake from a reputable dealer can make sense when the budget is tight. Think about how quickly the machine will pay for itself through new orders, faster output or lower repair bills. Finally, check the payment schedule in your offer against your slowest production month. Owners who work through these points usually move from quote to delivery with fewer surprises.

Pairing equipment with cash

Installation, rigging, training and the extra raw materials a new machine can process all cost money. Some owners pair equipment financing with working capital in Wisconsin or a business line of credit to cover the ramp-up. For illustration, a Sheboygan fabricator buying a press brake might also budget for a few weeks of extra steel while the new machine ramps up to full output.

Frequently Asked Questions

Can I finance equipment from an auction or private seller?

Often, yes. Send the listing or bill of sale and we will review it with your bank statements.

How much can I finance?

From $25,000 to $5,000,000. The amount depends mainly on your deposits and the obligations you already carry.

Do I need tax returns?

No tax returns required. About three months of business bank statements and the equipment quote are the core of the file.

What if my credit is not great?

We consider FICO 500+. Credit is reviewed with your deposits rather than on its own.

How fast could I take delivery?

Qualified businesses can be funded in as little as 24 hours. Delivery timing then depends on your vendor.

Can I finance more than one piece of equipment at once?

Yes. Send quotes for each item and we will review the total request against your deposits and existing obligations.

CNC mill $185,000.00
Walk-in cooler $34,000.00
Brewhouse $150,000.00
Plow truck $72,000.00

Example uses for illustration only.

How to improve your chances

Before you apply, a little prep goes a long way.

  • Get a written quote with model and price
  • Keep three months of statements ready
  • List equipment you are already paying on
  • Plan for installation and training costs

Us vs. a bank for equipment

Merchant Fund Express
Traditional bank loans
Application
5 minutes online
Lengthy credit packet
Documents
Statements plus vendor quote
Tax returns and financials
Credit
FICO 500+ considered
Strong credit usually expected
Credit check to start
Soft pull
Hard pull common
Funding
As little as 24 hours if qualified
Weeks of review

Add the equipment your orders need

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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